GDPR Cookie Consent by SimpleServe Privacy Script Welcome to sloth - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Welcome to sloth

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
  • #1

    Welcome to sloth

    Hi sloth and welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

    We don't bite, Help will be on its way, whatever your circumstances.

    Best wishes from all at AADforums.
    "If wishes were horses, beggars would ride"
    Tags: 123, action, advice, bank, bryan carter, calls, car, card, ccj, court, court action, credit, credit card, debt, debts, financial, guidelines, help, list, lowell, payments, phone, phone calls, rules, size, thank you, unemployed, unenforceability, wife
  • #2
    Re: Welcome to sloth

    Hi and Welcome
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #3
      Re: Welcome to sloth

      Hi,

      Thank you for for the warm welcome ... i've pasted below the details I posted in a thread I started in the unenforceability forum.

      Appreciate any assistance you can give me...

      Here's the history of my debt.

      I basically emigrated to OZ in 2005 with my then wife and young son, thinking all credit card debts etc (all of which were in my sole name) had been settled. (my ex has since told me this was not the case?!)

      However in 2008 back in the UK (now divorced) I started receiving letters and threatening phone calls from Lowell regarding 3 separate credit card/bank account debts totalling about £6K, at this time I was unemployed and skint!

      Not knowing anything about the situation I was in, and without gaining any evidence of the above debts I started making very small payments to them on a monthly basis as I panicked and really didn't want an adverse credit history.

      My financial position at that time went from bad to worse, so in early 2009 I stopped making these payments and have since ignored all correspondance.

      I have since moved house a couple of times, but they always catch up with me.

      Then today I received the standard letter from Bryan Carter threatening court action and CCJ's in the next 10 days if payment wasn't made of £2500 (which is just one of the 3 debts I presume) etc etc.

      I'd appreciate any advice on this... the original debts must at least 8 years old so would it be possible for me to go down the unenforceability route? What would now be my best course of action?

      Best regards and thanks in advance.

      Sloth.
      Last edited by sloth; 14 February 2014, 20:30.

      Comment

      • #4
        Re: Welcome to sloth

        Hiya Sloth, I can see you've started a thread here -- > Bryan Carter/Lowell Threatening Court Action

        Do bear with us, as it is very quiet tonight, you will receive help on your thread

        IF
        "If wishes were horses, beggars would ride"

        Comment

        • #5
          Re: Welcome to sloth

          Originally posted by Pixie View Post
          Hi and Welcome
          Hi and thank you

          Comment

          • #6
            Re: Welcome to sloth

            Originally posted by IF View Post
            Hiya Sloth, I can see you've started a thread here -- > Bryan Carter/Lowell Threatening Court Action

            Do bear with us, as it is very quiet tonight, you will receive help on your thread

            IF
            Hiya! Lots of help already... what a great place

            Thanks all!

            Comment

            • #7
              Re: Welcome to sloth

              Hi & welcome
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #8
                Re: Welcome to sloth

                Hi and Welcome to AAD Forums
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                Previous template Next
                Working...
                X