SXGuy's UE Diary

[SXGuy]

Re: SXGuy's UE Diary

I hear you I2D, but id prefer to let them know what i think.

Previously, i would have been stuck in endless letters arguing DPA etc, but this time, they cant argue that one as there was clearly a real sig on the request.

what about sending Final Response - UE (No CCA Received)?

That being said, Since all this fiasco, Triton have taken over the payment of the account, so i could bypass this bollox and send the account sold whilst in dispute direct to them, what do you think?

[Deepie]

Re: SXGuy's UE Diary

I hear you I2D, but id prefer to let them know what i think.

Previously, i would have been stuck in endless letters arguing DPA etc, but this time, they cant argue that one as there was clearly a real sig on the request.

what about sending Final Response - UE (No CCA Received)?

That being said, Since all this fiasco, Triton have taken over the payment of the account, so i could bypass this bollox and send the account sold whilst in dispute direct to them, what do you think?

Well if it were me now .....I would wait until Triton contact you again then send-----> Account Sold whilst in Dispute

[SXGuy]

Re: SXGuy's UE Diary

Will do, thanks for your help.

[SXGuy]

Re: SXGuy's UE Diary

ok so the saga regarding triton and natwest continues.

Received a letter today from trition.

They have instructed natwest to commence legal action.

I have sent triton the threat to commence litigation letter, and natwest the same, as well as including again the original CCA Request and £1 PO.

Both sent recorded 1st class.

Triton's letter was dated 26th and it arrived today, they continue to ring, so fingers crossed its just a threat. But ill find out no doubt.

[nightwatch]

Re: SXGuy's UE Diary

ok so the saga regarding triton and natwest continues.

Received a letter today from trition.

They have instructed natwest to commence legal action.

I have sent triton the threat to commence litigation letter, and natwest the same, as well as including again the original CCA Request and £1 PO.

Both sent recorded 1st class.

Triton's letter was dated 26th and it arrived today, they continue to ring, so fingers crossed its just a threat. But ill find out no doubt.

I'v had a letter from Lombard dated 26thnov they have passed mine to AIC this is after Green co said they may start court proceedings

[SXGuy]

Re: SXGuy's UE Diary

Good to know. Wouldnt worry about AIC, had them before, they are easy to get rid.

[Bricktop]

Re: SXGuy's UE Diary

Yeah, my Triton letter was also dated the 26th which arrived today.

Does yours have the ref no XXXXXX along the bottom ?

[SXGuy]

Re: SXGuy's UE Diary

Yeah, my Triton letter was also dated the 26th which arrived today.

Does yours have the ref no XXXXXX along the bottom ?

LOL yes it does, how strange. Why we would have the same ref is puzzling!

[Deepie]

Re: SXGuy's UE Diary

I've just deleated the ref No............

[ken100464]

Re: SXGuy's UE Diary

LOL yes it does, how strange. Why we would have the same ref is puzzling!

Just goes to show how impersonal they see it all. We are not individuals. We are just numbers on a spreadsheet.

[SXGuy]

Re: SXGuy's UE Diary

I've just deleated the ref No............

Good thinking!

[SXGuy]

Re: SXGuy's UE Diary

update, today received a letter from Aplin Stockton and Fairfax solicitors dated 8th December 2012.

This is for DLC (hilliesden) who bought the debt from MBNA.

They say that "they have been instructed to issue legal proceedings against you for the above overdue payment.

The claim for the amount outstanding is at today under the banking facilities provided to you by your client (? no, DLC bought the debt FROM mbna)

If payment isnt received within 14 days a claim will be issued against you in northhampton.

Unless payment is made within 14 days of the claim an application will be made for a CCJ"

No offer of repayment is mentioned.

Quick background, they havent satisfied s78 because what they sent are not the T's and C's for the account. Paragraphs mentioned within the prescribed terms are missing. I have sent the Missing PT's letter but they ignored it.

They have said they will be passing the debt over to their litigation team, so i was expecting this letter.

The question is now thise, i do NOT believe they are messing around, DLC have said it was forthcoming, so i need to take this one seriously.

Suggestions on reply please? perhaps i should treat this as a letter of claim, send one of Paul's suggested letters and should i add anything to do with why its in dispute or should i not?

[Never-In-Doubt]

Re: SXGuy's UE Diary

I'd treat this as a letter before action (LBA) and respond to each point, using the guidelines in Paul's LBA guide...

[Deepie]

Re: SXGuy's UE Diary

Have you read ?------> Pauls Blog

[SXGuy]

Re: SXGuy's UE Diary

Have you read ?------> Pauls Blog

I was in the middle of it when the post came lol ironic.