bobogosing's UE diary

[Deepie]

Re: bobogosing's UE diary

Hello Niddy and All!

Received reply from Arrow dated 30/1/12.
Do I file away please? Thanks bobo x

Yes ....just sit & wait............

[PlanB]

Re: bobogosing's UE diary

Received reply from Arrow dated 30/1/12

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

Hopefully the same will happen to all the other AADers who got sold to them by MBNA last week

[swanfan]

Re: bobogosing's UE diary

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Trying to sound clever & like they know what they're talking about perhaps....

[PlanB]

Re: bobogosing's UE diary

Trying to sound clever & like they know what they're talking about perhaps....

Just like Plan B

[swanfan]

Re: bobogosing's UE diary

Just like Plan B

Well i didn't wanna say that but...

[bobogosing]

Re: bobogosing's UE diary

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

Hopefully the same will happen to all the other AADers who got sold to them by MBNA last week

Yep! Lets hope so. I have MBNA Virgin which Niddy says enforceable. I have sent the "account sold whilst in dispute" template also, so I am that they'll send the same letter.

[bobogosing]

Re: bobogosing's UE diary

Everyone!

Updating!

I have not heard anything from any of the creditors, mine or hubby's.

Just hope they stay that way for another 5yrs

Anyway, takecare all!!

bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

Best of luck - lets hope you have a prolonged period of silence.....

[CleverClogs (RIP)]

Re: bobogosing's UE diary

Received reply from Arrow dated 30/1/12.

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

I would say that it was quite obvious - they succeeded in demonstrating that they really do not have a clue about how the Law of Property Act 1925 operates.

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

But do they know that producing a "twue copy" of the agreement is their responsibility? Their daft letter suggests they'll request it from the Mafia Bank of North America, who may or may not cobble something together which looks credible.

[bobogosing]

Re: bobogosing's UE diary

UPDATE


MBNA Visa




Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears

Send CCA 5/10/10


Received CCA 21/10/10
Niddy confirmed 22/10/10
Received letter from MBNA demanding missed payments and emailed to Niddy 14/12/11
12/5/11 Received credit agreement terminated letter
20/5/11 Sending>>>Threat by Lender/D.C.A - To Commence Litigation as Niddy advised
8/6 received reply from mbna saying, " as we have now supplied you with a copy of your credit agreement, we are unclear what further information you are requesting. mbna europe bank ltd ("we") are satisfied that the regulated credit agreement into which we entered with you satisfies all relevant legal and regulatory requirements. as such, there is no need to seek an enforcement order to exercise our rights"
7/10 received letter from mbna saying they decided that they will take action of placing the debt with a debt collection agency.
10/10 received letter from AIC. see post#321 Advised to ignore
14/10 received letter from AIC. see post #331 Advised to ignore
Received letter from MBNA dated 17/10. See post #347. Advised to ignore.
20/1/12 Received letter from MBNA and Arrow global. See post #410. Advised to sent "Account sold in dispute" to Arrow.
21/1/12 Sent "Account sold in dispute" template
27/1/12 Received letter from AIC
10/3/12 Received letter from Arrow dated 8/3/12

Everyone!

Received letter from Arrow. I will file this in a safe place.

[bobogosing]

Re: bobogosing's UE diary

Update

MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed and adviced to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.
27/01/12 Send "Account sold in dispute" to Arrow
14/4/12 Received letter from dryensfairfax

Everyone!!

Received letter from drydensfairfax solicitors today. They are acting for arrow #allaboutFORUMS - View Single Post - bobogosing's UE diary

Do I send an "Account sold in dispute" template to them aswell?

Thanks in advance for any advice. bobo x

[Deepie]

Re: bobogosing's UE diary

Update

MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed and adviced to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.
27/01/12 Send "Account sold in dispute" to Arrow
14/4/12 Received letter from dryensfairfax

Everyone!!

Received letter from drydensfairfax solicitors today. They are acting for arrow #allaboutFORUMS - View Single Post - bobogosing's UE diary

Do I send an "Account sold in dispute" template to them aswell?

Thanks in advance for any advice. bobo x

I Would send this----------> Threat by Creditor - Threat-o-Gram Letter Before Action

[bobogosing]

Re: bobogosing's UE diary

Everyone!

Sorry for not updating

Hubby and I been getting letters left right and centre.
Need to read them all and see which ones needs replying

More later.

bobo x

[Pixie]

Re: bobogosing's UE diary

No need to apologise bobo.

[bobogosing]

Re: bobogosing's UE diary

MINT (Mr bobo)

Started : 07/04
Balance : £7506.58
date last paid (full amount):28/08/10
Date last paid (Reduced payment):30/09/10
Status: In arrears

send CCA and Niddy confirmed UE
send letter as Niddy advised, agreement was a re-con
1/2/11 received letter from Triton for payment demand
18/2/11 received letter from Triton "URGENT ACTION REQUIRED"
emailed letter to Niddy
26/2/11 Send letter to Triton as Niddy advised. See post#130
18/3/11 received letter from Green&Co Solicitors, emailed to Niddy
11/4/11 send Lender/D.C.A - To commence ligitgation letters to Mint and Green&Co as Niddy advised on post#189
Received letter from Green&Co dated 12/4/11. Emailing it to Niddy (22/4/11)
Received letter from Mint dated 18/4/11. Emailing it to Niddy (22/4/11)
9/5/11 Send Debtors Final Response -CCA Received letter as Niddy advised
10/5/11 Receieved further Action letter from Newman
20/5/11 Sending>>>Threat-o-Gram - Letter before Action as Niddy advised
24/5 Received Final Response from Newman. Niddy advised to ignore.
Received notice of debt collection from wescot dated 4/11/11.See post#356
Received wescot "IMPORTANT FINAL NOTICE" dated 15/11
18/11 Sent >>>>>Unenforceability Templates - Section 4 as advised
Received letter from wescot dated 23/11. See post#365
23/5/12 Received letter from regal credit. Asking to make a suitable appointment time to see my OH

Everyone!

Received letter from regal credit. I am going to send them the doorstep template unless advice otherwise. bobo x