BillyTommo's UE Diary

[Never-In-Doubt]

Re: BillyTommo's UE Diary

Sent paperwork to Niddy via the Secure Upload your CCA section. Here's hoping it doesn't change the outcome

Sorry for the delay mate..... as per the upload thread - my reply goes as follows:

Hiya

Just write back to Shoosmiths with something along the lines of:

Dear Sirs,


Ref: xxxxxxxx

I with reference to your letter dated 13 March 2015 and note the content within.


Instead of going around in circles, why don't you stop trying to mislead me and instead send a legible and compliant copy of the alleged signed agreement that you claim was made between myself and Natwest Bank.


Until such time you comply with my lawful request, I consider this account to remain unenforceable and in dispute.


Yours faithfully,




Sign Digitally.

[Never-In-Doubt]

Re: BillyTommo's UE Diary

I haven't actually but I thought that the idea was that he was alerted to anything that appeared in the new section and then he could decide who to allocate it to. I'll send him a short message to ask him

I am and I get an email but an agreement coming really isn't important - in so much as that when I am trying to help with over 30 claims then sadly, things need prioritising so I say give me at least 2 weeks to get round to agreement checking

All sorted now

[Never-In-Doubt]

Re: BillyTommo's UE Diary

Have you checked mate? -> http://forums.all-about-debt.co.uk/s...444#post493444

[billytommo]

Re: BillyTommo's UE Diary

I know, and I'm sure I'm not the only one who feels terrible for 'reminding' you. It's just that we are all in our own little battles and that becomes a priority for us when something like this comes up. What doesn't help is the slight delays that my situation has introduced in this particular timeline due to me working away again at the minute so only back every couple of weeks to deal with anything that turns up. Thankfully, that is getting less and less due, in no small part, to you and your amazing site. I cannot thank you enough and I will get that response sent off on Saturday, recorded of course

[Never-In-Doubt]

Re: BillyTommo's UE Diary

I know, and I'm sure I'm not the only one who feels terrible for 'reminding' you. It's just that we are all in our own little battles and that becomes a priority for us when something like this comes up. What doesn't help is the slight delays that my situation has introduced in this particular timeline due to me working away again at the minute so only back every couple of weeks to deal with anything that turns up. Thankfully, that is getting less and less due, in no small part, to you and your amazing site. I cannot thank you enough and I will get that response sent off on Saturday, recorded of course

Just send it proof of postage mate - no need to pay for recorded

[billytommo]

Re: BillyTommo's UE Diary

Okay, will do. I've always sent them recorded but will send them proof of postage from now on. Every little helps, as the slogan goes

[billytommo]

Re: BillyTommo's UE Diary

Well they haven't hung about. Shoosmiths have replied to my Niddy letter basically saying that we are not going round in circles, they have complied with any requirement under the CCA and have given me until 22nd April to supply them with my repayment proposals or they will issue proceedings without further notice. What next??

[Never-In-Doubt]

Re: BillyTommo's UE Diary

How very arrogant of them!!

[Never-In-Doubt]

Re: BillyTommo's UE Diary

This may sound arrogant, but to be honest there is no signed agreement hence it IS unenforceable.

I'd respond, if it were me, along the lines of:

Dear Sirs,

Ref: xxxxx

I write with reference to your recent letter. This is formal notice that should you issue proceedings, knowing full well that you and your client are in breach of my lawful s.78 request, that I will defend any such claim, I will show the court a copy of this letter and I will consider requesting costs due to your unreasonable behaviour especially knowing I am a Litigant in Person.

You cannot simply ignore your clear obligations and I will ensure the court & your regulators are fully aware of your totally unreasonable behaviour. You still have a duty of care and issuing proceedings when you know you do not have the required paperwork to enforce any such claim shows a clear disregard toward your obligations.

I suggest you revert with your client and send me compliant documents in line with your obligations under the Consumer Credit Act.

Yours faithfully


Sign Here

[billytommo]

Re: BillyTommo's UE Diary

Do you reckon we wait til they move next? Call their bluff? You understand my twitchiness with these lot with the CO on my house and all that.

[Never-In-Doubt]

Re: BillyTommo's UE Diary

See up. Posts crossed.

[billytommo]

Re: BillyTommo's UE Diary

Thanks Niddy, you're too quick for me

[Never-In-Doubt]

Re: BillyTommo's UE Diary

They probably will issue a claim mate. Sorry but it is highly likely.

If so don't worry, we've got awesome legal guys on board now - we won't sit back and watch them get a ccj

[Never-In-Doubt]

Re: BillyTommo's UE Diary

Thanks Niddy, you're too quick for me

Funny, women used to say that to me all the time

[billytommo]

Re: BillyTommo's UE Diary

They probably will issue a claim mate. Sorry but it is highly likely.

If so don't worry, we've got awesome legal guys on board now - we won't sit back and watch them get a ccj

I think that they will, too mate but I have complete faith in the resources of this site. I will send the letter above and see what that brings