Swanfan's UE diary

[Never-In-Doubt]

Re: Swanfan's UE diary

Is MBNA agreement enforceable--> http://forums.all-about-debt.co.uk/s...1&postcount=68

I answered you in the quote you quoted me mate! Its the same page - one had terms down side, one did not - yes, it is good (good being enforceable)... sorry mate, thought you knew what I meant

[swanfan]

Re: Swanfan's UE diary

I answered you in the quote you quoted me mate! Its the same page - one had terms down side, one did not - yes, it is good (good being enforceable)... sorry mate, thought you knew what I meant

Okies, sorry missed that, i'll keep blagging for now.

[Never-In-Doubt]

Re: Swanfan's UE diary

Okies, sorry missed that, i'll keep blagging for now.

Exactly matey

[swanfan]

Re: Swanfan's UE diary

Letter from Triton re Mint account, details here--> http://forums.all-about-debt.co.uk/s...03&postcount=3

'The full balance is due & failure to contact us with payment proposal further action will be taken'

Ignore for now?

[Never-In-Doubt]

Re: Swanfan's UE diary

Letter from Triton re Mint account,Ignore for now?

Yes mate

[swanfan]

Re: Swanfan's UE diary

Hiya mate

Started getting a lot of phone calls again fron Experto re MBNA account details--> http://forums.all-about-debt.co.uk/s...01&postcount=2

I sent this in August--> Harassment by Telephone Threat of Legal Action Template

[Never-In-Doubt]

Re: Swanfan's UE diary

Hiya mate

Started getting a lot of phone calls again fron Experto re MBNA account details--> http://forums.all-about-debt.co.uk/s...01&postcount=2

I sent this in August--> Harassment by Telephone Threat of Legal Action Template

Time to change numbers maybe? You've already gone as far as you can without actually taking legal action, you need to change numbers mate! Or invest in true-call or similar....

Please clarify, did you jump straight to the legal threat and not send the original 2 templates prior to that mate?

i.e.

1. Harassment by Telephone Template
   
   
2. Harassment by Telephone Follow-Up Template
   
   
3. Harassment by Telephone Threat of Legal Action Template

[swanfan]

Re: Swanfan's UE diary

Time to change numbers maybe? You've already gone as far as you can without actually taking legal action, you need to change numbers mate! Or invest in true-call or similar....

Bit of a pain as it's a work number as well but it would make sense. Easy enough i guess to tell everyone of the new number..

Yes sent the 3rd letter & not the other 2

[Never-In-Doubt]

Re: Swanfan's UE diary

Bit of a pain as it's a work number as well but it would make sense. Easy enough i guess to tell everyone of the new number..

Yes sent the 3rd letter & not the other 2

Ok mate prior to changing numbers, just try sending letters 1, 2 then 3 in order - dependant on the range of calls. Obviously you give each letter a month and see if things die down. If they don't then change your number.

That gives you 3 months, or to stop it tomorrow, change your number and bypass the sending of these letters!

[MattyA]

Re: Swanfan's UE diary

I always send them for the attention of the complaints manager....once I started doing this it seemed to delay the reply process as most companies (not all mind) seem to have a complaints handling procedure in place,so they have to follow their own rules,send out a letter saying that they have received the complaint and that they have passed it on to the relevant dept and will provide a response upon completion of their investigations etc.

If nothing else it is another complaint statistic against them......not that Im vindictive or anything.

As Niddy says the phone number change works a treat - its like a ghost town here now-the phone calls were mental torture to me.

[MrsD]

Re: Swanfan's UE diary

good idea about the complaints manager Matty, will file that away for further use!!!!!

[Never-In-Doubt]

Re: Swanfan's UE diary

I always send them for the attention of the complaints manager....once I started doing this it seemed to delay the reply process as most companies (not all mind) seem to have a complaints handling procedure in place,so they have to follow their own rules,send out a letter saying that they have received the complaint and that they have passed it on to the relevant dept and will provide a response upon completion of their investigations etc.

If nothing else it is another complaint statistic against them......not that Im vindictive or anything.

As Niddy says the phone number change works a treat - its like a ghost town here now-the phone calls were mental torture to me.

Then you'll love my new section here: ---> Want to know a company CEO E-Mail Address?

[swanfan]

Re: Swanfan's UE diary

Hiya mate letter from Apex replying to--> #73

'I agree your account is temporarily unenforceable' & then refers to Judge Waksmans ruling 24th Dec 2009 regarding reporting non-payment to CRAs but simply then says it is closing the account & sendfing it back to LTSB.

Result me thinks.

[Never-In-Doubt]

Re: Swanfan's UE diary

Hiya mate letter from Apex replying to--> #73

'I agree your account is temporarily unenforceable' & then refers to Judge Waksmans ruling 24th Dec 2009 regarding reporting non-payment to CRAs but simply then says it is closing the account & sendfing it back to LTSB.

Result me thinks.

Nice one matey - sorted! Keep that safe!

[swanfan]

Re: Swanfan's UE diary

Letter from Triton stating that if i don't contact them they may send someone to visit me.

I'll send this--> Harassment & Threat of Doorstep-Visit Template