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Spud's UE Diary

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  • #121
    Re: Spud's UE Diary

    Guys (And Girls!!!)

    Thankyou, I appreciate all the comments

    Give it a few weeks and I will no doubt be posting that this/That dca ect are now on the case and the merry-go-round will be in full swing

    Kinda looking forward to it now
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #122
      Re: Spud's UE Diary

      UPDATE

      Had a letter from Natwest and Tesco ststing that I have failed to keep to our "agreement" and I have not made a payment

      Thing is, After 12 months of me asking for interest to be stopped ect they still have not agreed to stop interest or charges or agree to token payments ect

      So now they accuse me of breaking this agreement that did'nt exist!

      There has been no acceptance or agreement - Funny how they want to rely on some sort of payment agreement now that I have stopped paying....Very Convenient!

      Think I might write them a quick letter asking for a copy of this payment agreement.....That does'nt exist

      Should be interesting..

      Any thoughts on this from others or would I be best to ignore for now?
      Last edited by Spud; 22 March 2013, 12:07.
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #123
        Re: Spud's UE Diary

        Update

        Mercers have written to me regarding one of my Barclaycard accounts with a final offer of help !!!!

        Thay say its the last chance before instructing an external DCA..... Oh No!

        They have Kindly offered me a 60% discount on my balance for a full and final.

        They have only just sent me a copy of the "Alledged agreement" that was confirmed UE by Niddy.

        Trouble is.... I've not told them that this is UE or rather sent the missing pescribed terms letter yet so they dont even know what Im thinking ect

        I wonder if they are getting the hint already and preparing to realise that these may be UE - Offer a big discount as a last attempt incentive ????

        We'll see.......
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #124
          Re: Spud's UE Diary

          Originally posted by Spud View Post
          I wonder if they are getting the hint already and preparing to realise that these may be UE - Offer a big discount as a last attempt incentive ????

          We'll see.......
          Sharklaycard know the score, they are just never prepared to admit it. It is a miracle in your case that they could even come up with an agreement.

          I would just let them get on with whatever silliness they are going to come up with next. There is plenty of time to challenge with the MPT letter when it becomes necessary.

          The fact that they are already offering huge discounts means they know they are screwed.

          SH

          Comment

          • #125
            Re: Spud's UE Diary

            Thanks SH

            They sent a recon agreement that was wrong on a couple of points !!

            Then they sent me a copy of my original application.... A 30 second sign here form!

            I'm going to wait a while before I send the MPT letter and I'm certainly not going to phone Mercers!

            Hopefully I will hear from an external DCA shortly and the merry-go-round will start.

            I was hoping that the fact they have offered such a big discount as their first ever offer was a good sign and things were looking up on this one

            I could probably afford a 98% discount F&F......
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #126
              Re: Spud's UE Diary

              they sent me a mess of t&cs with someone else's name and detail typed on them

              particularly efficient?


              eh NO

              Comment

              • #127
                Re: Spud's UE Diary

                Mrs D

                That would just be the icing on the cake - Something to tuck away for later !!!

                Oh well, Looks good then - Just wait to see who I am allocated

                I'm not sure who Barclaycard usually run to next after Mercers ( In House)..

                Now, I'm not a betting man but we could have some fun here.....

                Anybody want to have a guess who this gets allocated to next?

                The winning poster receives a virtual trophy
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #128
                  Re: Spud's UE Diary

                  A Nother Bast*rd.

                  Comment

                  • #129
                    Re: Spud's UE Diary

                    Originally posted by greymatter View Post
                    A Nother Bast*rd.
                    I thought that "A Nother Bast*rd" were still " Barclaycard in-house" and the third desk down from Mercers!
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #130
                      Re: Spud's UE Diary

                      Calders cos that is the next desk down from mercers

                      Comment

                      • #131
                        Re: Spud's UE Diary

                        Yes, it will be passed to Calders. Another in house.

                        Comment

                        • #132
                          Re: Spud's UE Diary

                          Originally posted by MrsD View Post
                          Calders cos that is the next desk down from mercers

                          Any Advance on Calders?


                          I've not yet had the pleasure although Mercers were a wet weekend so if they are still in-house... I'm thinking Calders will be pretty much the same...

                          Usual in-house template rubbish - Still it makes the time pass by
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #133
                            Re: Spud's UE Diary

                            Originally posted by Spud View Post
                            Any Advance on Calders?

                            Credit Solutions.......
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • #134
                              Re: Spud's UE Diary

                              Originally posted by in 2 deep View Post
                              Credit Solutions.......
                              Been reading about them recently on the other posts - Good call Deepie

                              I've got to get started on my virtual trophy - Not too well up on the finer points of photoshop ect so you may just "Win" a cut and paste image of some school football trophy from google images at this rate
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #135
                                Re: Spud's UE Diary

                                No they normally chase for Crap1, after Cougar have given up.

                                Comment

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