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  • #61
    Re: Starting out

    Originally posted by Sosad View Post
    Hi Niddy and a big thank you for taking the time to go over my cca and deeming it unenforceable ,really happy with this result I will send the letter you advised first thing tomorrow .
    I don't know where I've sent the Monument cca I'll try again!!!

    Re. The Capquest letter I've already posted the letter that Alland advised me to send to Capital1 ,I don't suppose there's any real harm done. Is there??? Thanks once again X
    You'll be fine........
    Edit......Don't listen to alland he's got other things on his mind
    Last edited by Deepie; 9 May 2012, 19:45.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #62
      Re: Starting out

      Thanks for the reassurance In 2 Deep ,you guys are pretty quick at answering posts ,it takes me ages !! Alland was being helpful and I really appreciate all the advice I receive ,perhaps I shouldn't be so quick to get my letters off X

      Comment

      • #63
        Re: Starting out

        Originally posted by Sosad View Post
        Thanks for the reassurance In 2 Deep ,you guys are pretty quick at answering posts ,it takes me ages !! Alland was being helpful and I really appreciate all the advice I receive ,perhaps I shouldn't be so quick to get my letters off X
        only joking about alland he's sound guy......
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #64
          Re: Starting out

          I'm sure he is, I'm getting used to reading the banter between all the posters on here ,you all seem to have a good rapport which is lovely x

          Comment

          • #65
            Re: Starting out

            Originally posted by Sosad View Post
            Hi Niddy and a big thank you for taking the time to go over my cca and deeming it unenforceable ,really happy with this result I will send the letter you advised first thing tomorrow .
            I don't know where I've sent the Monument cca I'll try again!!!
            Thanks - if you look in sent emails it'll be there

            Originally posted by Sosad View Post
            Re. The Capquest letter I've already posted the letter that Alland advised me to send to Capital1 ,I don't suppose there's any real harm done. Is there??? Thanks once again X
            No harm, keep us updated when they respond....
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • #66
              Re: Starting out

              Originally posted by in 2 deep View Post
              You'll be fine........
              Edit......Don't listen to alland he's got other things on his mind
              Allan was right in what he said to post, nothing wrong at all however I would have sent the template I suggested purely cos I wrote them and know they exist - that one I linked to is in the wrong place reall thus gets missed a lot.

              I2D -
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • #67
                Re: Starting out

                Originally posted by Sosad View Post
                you all seem to have a good rapport which is lovely x
                If you see a reply from Niddy's Bitch - that'll be I2D - he gets punished a lot for his lip
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment

                • #68
                  Re: Starting out

                  Originally posted by Never-In-Doubt View Post
                  If you see a reply from Niddy's Bitch - that'll be I2D - he gets punished a lot for his lip
                  What ?.....
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #69
                    Re: Starting out

                    Thanks for your replies and advice ,Niddy, I will keep you updated X
                    Last edited by Sosad; 9 May 2012, 20:34. Reason: Update

                    Comment

                    • #70
                      Re: Starting out

                      I have resent the monument cca ,Hopefully it's been successful

                      Comment

                      • #71
                        Re: Starting out

                        Originally posted by Sosad View Post
                        I have resent the monument cca ,Hopefully it's been successful
                        agreements@all-about-debt.co.uk

                        ??
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment

                        • #72
                          Re: Starting out

                          Originally posted by in 2 deep View Post
                          only joking about alland he's sound guy......

                          Comment

                          • #73
                            Re: Starting out

                            Originally posted by Never-In-Doubt View Post
                            Actually CrapQuest are the legal owners and what soSad should have done was send this mate ---> Our Templates | Unenforceability Templates | DCA Refusal to Accept CCA Request
                            Sorry niddy mate I suggested soSad send off the CCA request to Cap One based on what I understood from reading the correspondence from CrapQuest as highlighted below. But as long as Cap One are aware of the CCA request (from either via CrapQuest or directly from soSad), nothing lost hey.

                            Originally posted by Sosad View Post
                            Capital One (credit card) now dealing with Capquest.

                            Start date 2000/02ish

                            Balance £3907.
                            Last full payment 2009.


                            April 12th cancelled dmp requested cca.
                            April 13th reply from capqest requiring signature.
                            April 23rd I replied with no signature required letter.
                            April 28th, Capquest returned my P.O. and advised me that they have
                            returned account to Capital One and all corrospondece should
                            be addressed to Capital One.

                            April 28th ,2nd letter, Capquest has sent my request to Capital One
                            also states "please note that a notice of assignment is not
                            applicable as account has not been sold to us"
                            Do I now need to send p.o. to Capital One and request cca from them?

                            Comment

                            • #74
                              Re: Starting out

                              Hi Niddy I've resent my monument cca hopefully it will get to you this time thanks x

                              Comment

                              • #75
                                Re: Starting out

                                Thanks Niddy, I feel like I'm stalking you and I know you're a busy man ,I just wasn't sure if I had sent it properly. It's good news though , thanks again x

                                Comment

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