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  • #1

    Compliance with S.78 request

    Hello. Some advice please. I've asked the DCA, for they are the ones who are writing to me, for the relevant CCA under S.78.

    As I understand it, it is THEY who must comply.

    All I'm getting is a fob off, saying I have to write separately to the OC for this. I thought under S.189 (?) they are obliged to get it?

    A thought crossed my mind that if the DCA don't send it, and I don't ask the OC for it, a breach has taken place that means my request remains outstanding until the DCA do supply it.

    Or is this being pig headed?

    Opinions please!!
    []Remember. Everytime a Soldier or Policemen loses thier job, everytime a school can't afford a book, everytime a streetlight has to be turned off - a bankers greed, incompetence and ineptitude played a large part. In Financial Services?, in a Bank? Then think on....you are helping this process along....
    Tags: advice, breach, cca, cca request, creditor, dca, debt, default, niddy, pig, templates, unenforceability
  • #2
    Re: Compliance with S.78 request

    Yep. If the dca does not comply its in default. You do not need to resend to the creditor

    Send this/ Our Templates | Unenforceability Templates | CCA Request - Final Demand
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    • #3
      Re: Compliance with S.78 request

      Originally posted by Never-In-Doubt View Post
      Yep. If the dca does not comply its in default. You do not need to resend to the creditor

      Send this/ Our Templates | Unenforceability Templates | CCA Request - Final Demand
      Many thanks Niddy. I reckon it will now go back to the OC or another DCA.....or disappear!
      []Remember. Everytime a Soldier or Policemen loses thier job, everytime a school can't afford a book, everytime a streetlight has to be turned off - a bankers greed, incompetence and ineptitude played a large part. In Financial Services?, in a Bank? Then think on....you are helping this process along....

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