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  • Joint Bank Account

    Hi,
    This is my first (of many) post(s),

    About 9 years ago in the days when I was married, one of the things my ex wife did was take my overdraft to the limit. It was only £500 but I recently received a letter from a debt collection company demanding the money.
    I remember all that time ago I told another company I was willing to pay half as it was a joint debt. That company said I had to pay it all so I simply said "you found me, find her and ask her to pay".
    So this debt is now well over what I believe to be the Statute of limitation so am I ok to write to them and tell them to leave me alone as it is now unenforceable (in their pre-paid envelope of course)?

    Mick

  • #2
    Re: Joint Bank Account

    Originally posted by Mickb1969
    Hi,
    This is my first (of many) post(s),

    About 9 years ago in the days when I was married, one of the things my ex wife did was take my overdraft to the limit. It was only £500 but I recently received a letter from a debt collection company demanding the money.
    I remember all that time ago I told another company I was willing to pay half as it was a joint debt. That company said I had to pay it all so I simply said "you found me, find her and ask her to pay".
    So this debt is now well over what I believe to be the Statute of limitation so am I ok to write to them and tell them to leave me alone as it is now unenforceable (in their pre-paid envelope of course)?

    Mick
    Hiya, yep appears it will be SB - i'd send this: ---> viewtopic.php?p=2313#p2313
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Joint Bank Account

      Thank you.
      I will be sending that off to them and will let you know what happens.

      Mick

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      • #4
        Re: Joint Bank Account

        Cheers, keep us updated yea?

        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

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