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  • #1

    PPI on Halifax card

    Hi there

    I had a halifax card about 12 years ago I remember vaguely cancelling PPI on it. How could i go about finding out if i definitely had the insurance on it without doing a SAR? Don't want to do a SAR as will not be at my property to get the documents.

    Should I just phone the helpline number and ask? I do not even remember taking the insurance, what strong argument would I have to claim misselling?




    Cheers
    Tags: bank, branch, car, card, claim, complaints, documents, fine, halifax, helpline, house, insurance, letter, misselling, paid, phone, policy, ppi, property, public, reclaim, refund, sar
  • #2
    Re: PPI on Halifax card

    You need to SAR usually or just speculatively request a refund directly to the bank ......
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: PPI on Halifax card

      So do it over the phone to start by saying I am not even sure why / who added the insurance. say that my needs were not assessed as I had provisions in place. Then if they knock me back do a SAR and try to get down to my house to get it collected?

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      • #4
        Re: PPI on Halifax card

        Can u ever get a SAR sent to a branch to collect?

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        • #5
          Re: PPI on Halifax card

          No you don't call you write in

          You can request a SAR is sent anywhere that suits, a branch is fine but no need to be honest as they'll fob you off citing 6 years history for a SAR!

          I'd send a letter to the bank complaints dept and say "it's recently come to my attention, in light of all the public news, that I paid into a policy between x and z and I wish to reclaim it as I never opted for it based on my having adequate cover elsewhere"

          Kinda thing
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

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