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Once a charge is on the house can a CCA request still be sent or is it pointless ?
can a charge be challenged or is it just final ?
can a charge be challenged or is it just final ?
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Re: charging orders and CCA's
It is a whole can of worms im afraid once the charge is thereOriginally posted by Spent2much View Post
what is the issues ? can you maybe expand a little? -
Re: charging orders and CCA's
i want rid of it, basically i know eversheds took the vrigin cc on and simply went for a forthwith ccj/charge and i never had the backing to defend it, it just annoys me because the debt is only for £5400 and eversheds nearly broke their necks to secure it .
Then they passed it to fairfax who phoned us and were actually really nice , they said if we are ever in a postion to offer them a full and final then they would be consider it, offering them in the future is what we intend to do but we have no spare cash right now , i only wondered if it were possible, but my guess is that it wouldn't make any difference .
Just to add , Eversheds actually refused two payments when they took the debt on and they did this on purpose to make hubby default so they could go straight for a ccj/forthwith which they got , but at the time they did this dirty deed hubby actually sent them a cca request but unfortuantley he put the wrong account number on the request and by the time we had written out a new request Eversheds had got their request in to the court for the charge .Last edited by Spent2much; 6 September 2012, 17:42._______________________________________
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Re: charging orders and CCA's
This is the same situ as my friend, which I have posted just above. Would be great to see a responce to this post. She to, cannot afford anything right now, but in the future, or when she sells her house.Comment
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Re: charging orders and CCA's
I thought after termination s.78 no longer applies.....I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: charging orders and CCA's
Hi Niddy. Sorry "After Termination" can you explain this to me.
Many thanksComment
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Re: charging orders and CCA's
After its been terminated means after they've issued a default and formally terminated the account.Originally posted by w1ck3d View Post
Consumer Credit Enforcement, Default & Termination Notices Regs 1983.
--> http://www.johnpughschambers.co.uk/C...ons%201983.pdfI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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