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  • Re: Tech Clerks - General Debt Matters Thread

    Insurance Assesor just been says on Border line of repair/ write off, trouble is try and get a runner with the small payouts they give?
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • Re: Tech Clerks - General Debt Matters Thread

      Had a delivery from medical aids for the hospital to-day who fitted Toilet seat to raise the height, raised my bed and a Dinning room chair which I use for the computer as well, all in preparationfor my New Hip operation, just waiting for date now for the operation.
      Last edited by The Tech Clerk; 23 April 2013, 21:57.
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • Re: Tech Clerks - General Debt Matters Thread

        Good luck with that mate.

        Seen quite a few people before and after and it seems to make one hell of a life difference.

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        • Re: Tech Clerks - General Debt Matters Thread

          Originally posted by ken100464 View Post
          Good luck with that mate.

          Seen quite a few people before and after and it seems to make one hell of a life difference.


          Thankyou Ken.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: Tech Clerks - General Debt Matters Thread

            Another P60 from a small pension = £253.56 per year = Tax £50.60.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • Re: Tech Clerks - General Debt Matters Thread

              Lowells who I have sent letters to charging for my time in respect of Daughters Shop Direct account, they are taking a commercial view and as a gesture of good will are closing the account, (No cheque for me through), well 1 x down few more to go.
              Last edited by The Tech Clerk; 25 April 2013, 16:38.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • Re: Tech Clerks - General Debt Matters Thread

                Result.

                Well done

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                • Re: Tech Clerks - General Debt Matters Thread

                  Well done TC
                  "If wishes were horses, beggars would ride"

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                  • Re: Tech Clerks - General Debt Matters Thread

                    cheque arrived from Tesco to-day - pity that woman had a tow hitch which caused a lot of damage to the Tigra, beyond economical repair, £525.00, in a mess now as need an automatic 1.4 cheap quick! missus says she wants a 2001+ so anybody got a smaller 1.4 Auto in pretty good condition? or know of one?

                    2nd person to run into the back of the Tigra in 6 months, I spent £1,600+ on new headgasket and skimming head/new radiator, timing chain,water pump and uncle Tom Cobley and all incl stainless steel exhaust, tyres, about 2.5 years ago all is lost. one insurance assesor said the nice colour attracting people, another one thinks events are telling us something, scrap/salvage Monday picking it up.
                    Last edited by The Tech Clerk; 27 April 2013, 21:38.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • Re: Tech Clerks - General Debt Matters Thread

                      Originally posted by The Tech Clerk View Post
                      The FCA wants by 3rd May more evidence that my complaint against FSA - no action in regards Bank of Ireland and Mortgage Rate hipe? (help)!! They state that they will look at it as "Lack of Care" on the part of the FSA.

                      treating complaint under " Transitional Arrangements" rather than "Main Scheme".

                      They will look into complaint on what has been supplied if no further info sent to them by then, and regardless will write an update on 30th May 2013.

                      relates to the mortgage rate increases and in action by the FSA.



                      Anybody any comment as only got to the 3rd May to respond?????
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • Re: Tech Clerks - General Debt Matters Thread

                        Originally posted by The Tech Clerk View Post
                        epsom tec site talk, guarantee only 12 months, if you go under sogat contact currys, they would not tell me how to get lid off or any technical help but suggested I order a £90.00 new machine Urgggggg!!!! they are joking.

                        well followed the you tube video and got into the machine = clips adrift tried to fix back on but reason for container plastic clip? as it just sat there and kept falling off, meantime the scanner bar etc was adrift and clip broken, so into the Bin, dam I tried.

                        Updated :-
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • Re: Tech Clerks - General Debt Matters Thread

                          Originally posted by The Tech Clerk View Post
                          Anybody any comment as only got to the 3rd May to respond?????
                          ginally Posted by The Tech Clerk *
                          The FCA wants by 3rd May more evidence that my complaint against FSA - no action in regards Bank of Ireland and Mortgage Rate hipe? (help)!! They state that they will look at it as "Lack of Care" on the part of the FSA.*




                          treating complaint under " Transitional Arrangements" rather than "Main Scheme".*




                          They will look into complaint on what has been supplied if no further info sent to them by then, and regardless will write an update on 30th May 2013.*




                          relates to the mortgage rate increases and in action by the FSA.


                          Bump!!!!!!
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • Re: Tech Clerks - General Debt Matters Thread

                            Bailiffs are scum of the earth, gangrenous parasitic pustules that feed off the scraps of an already exploited working class. They are there to enforce the legislature and make a neat profit, usually from the pocket of the individual or family being targeted.

                            Whatever the reason for debt, who gives a fuck! Debt should not be blamed on the individual actions of borrowers! Individuals are led into borrowing by low wages, meagre benefits and the insidious pressures to consume.

                            They are forced into debt by factors beyond their direct control like rises in interest rates, prices, unemployment or illness. But whilst the causes of debt may not be individual, the effects most certainly are; individuals and families coping with evictions, the struggle to survive without water or fuel supplies after disconnection, harassment by bailiffs. The stress this causes often leads to mental breakdowns, illness, and relationship break-ups.

                            As the Bedroom Tax starts to hit tenants, and arrears start to build, there is every possibility that bailiffs will be called in by housing associations somewhere along the line to evict tenants. Government and business call it the “last resort”, but really what they mean by that is it’s the ultimate method of enforcing the demands of capital on working class tenants. Anti-bedroom tax groups across the UK are organizing anti-bailiff resistance, so let’s give them a helping hand by putting the shits up the enforcers.

                            On Monday 29th April, let’s kickstart a summer of anti-bailiff action by phone/fax blasting one of the biggest bailiff companies in the North West, Jacobs Bailiffs, as part of a communications blockade:

                            [Phone the Bailiffs]

                            Tel: 0151 650 4800
                            Tel: 0151 6504979 (Alyn Lewis, Business Partnerships Manager)



                            Jam their call centre with complaints, anti-bailiff sonatas & serenades; play Japanese noise music down the phone; or just give them some proper fuckin’ grief.

                            (Make sure to switch your caller ID off in phone/mob settings if you don’t want your number to pop up)

                            [Fax the Bailiffs]

                            Fax: 0151 650 4999

                            Send free faxes via Truly Free Internet Faxing input the number as +44 (leave out 0)

                            You can also send Black Faxes, which wipes out the toner in the fax machine: Black fax - Wikipedia, the free encyclopedia

                            Full text of entire books to copy and paste for faxes available here: Full text books free to read online in the full text archive e.g. The Communist Manifesto by Karl Marx and Friedrich Engels - Full Text Free Book

                            [Email the Bailiffs]

                            Email: info@jacobsbailiffs.co.uk

                            Don't use your own email. Create a temp hushmail account here and go anon: https://www.hushmail.com/

                            Full text of entire books to copy and paste for faxes available here: http://fulltextarchive.com/ e.g. http://fulltextarchive.com/page/The-Communist-Manifesto/

                            (1,374 Consumer County Court Judgements (CCJs) are issued every day; 84 properties are repossessed every day; 154 mortgage possession claims are issued and 111 mortgage possession orders are made every day; 426 landlord possession claims are issued; and 297 landlord possession orders are made every day in the UK).
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • Re: Tech Clerks - General Debt Matters Thread

                              Originally posted by The Tech Clerk View Post
                              ginally Posted by The Tech Clerk *
                              The FCA wants by 3rd May more evidence that my complaint against FSA - no action in regards Bank of Ireland and Mortgage Rate hipe? (help)!! They state that they will look at it as "Lack of Care" on the part of the FSA.*




                              treating complaint under " Transitional Arrangements" rather than "Main Scheme".*




                              They will look into complaint on what has been supplied if no further info sent to them by then, and regardless will write an update on 30th May 2013.*




                              relates to the mortgage rate increases and in action by the FSA.


                              Bump!!!!!!
                              Originally posted by The Tech Clerk View Post
                              Anybody any comment as only got to the 3rd May to respond?????

                              I'm sorry TTC I don't have much knowledge of the FSA/FCA.

                              I'll put an alert in the Mod's section to see if anyone an help.
                              Let your smile change the world but don't let the world change your smile


                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • Re: Tech Clerks - General Debt Matters Thread

                                Mate I am well too busy to get tied up into this.... can you do a brief synopsis for us so we can kinda read and absorb then might be able to offer some words of wisdom (or not..?)...

                                Thanks
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