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  • #241
    Re: Tech Clerks - General Debt Matters Thread

    CLIFTON DETACHMENT GREATER MANCHESTER ARMY CADET FORCE
    www.petitionbuzz.comWe the undersigned on behalf of the cadets, their families, friends and associates. Would request that the aforementioned cadet unit be allowed to continue the Rememberance Sunday Parade at Swinton Cenotaph. We have been in atte...

    Please Sign
    Last edited by The Tech Clerk; 24 September 2013, 16:34.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #242
      Re: Tech Clerks - General Debt Matters Thread

      http://epetitions.direct.gov.uk/petitions/54710

      National service link?
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • #243
        Re: Tech Clerks - General Debt Matters Thread

        I have seen that the friend has had all relation to theabove subject removed from his page, as he complained it seems, so how do these people take over peeps page and list? Facebook are responsible for security no matter where they reside.
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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        • #244
          Re: Tech Clerks - General Debt Matters Thread

          READ THIS STORY: -

          A 50- something year old white woman arrived at her seat on a crowded flight and immediately didn't want the seat. The seat was next to a black man. Disgusted, the woman immediately summoned the flight attendant and demanded a new seat. The woman said "I cannot sit here next to this black man." The fight attendant said "Let me see if I can find another seat." After checking, the flight attendant returned and stated "Ma'am, there are no more seats in economy, but I will check with the captain and see if there is something in first class." About 10 minutes went by and the flight attendant returned and stated "The captain has confirmed that there are no more seats in economy, but there is one in first class. It is our company policy to never move a person from economy to first class, but being that it would be some sort of scandal to force a person to sit next to an UNPLEASANT person, the captain agreed to make the switch to first class." Before the woman could say anything, the attendant gestured to the black man and said, "Therefore sir, if you would so kindly retrieve your personal items, we would like to move you to the comfort of first class as the captain doesn't want you to sit next to an unpleasant person." Passengers in the seats nearby began to applause while some gave a standing ovation.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #245
            Re: Tech Clerks - General Debt Matters Thread

            Originally posted by The Tech Clerk View Post
            READ THIS STORY: -

            A 50- something year old white woman arrived at her seat on a crowded flight and immediately didn't want the seat. The seat was next to a black man. Disgusted, the woman immediately summoned the flight attendant and demanded a new seat. The woman said "I cannot sit here next to this black man." The fight attendant said "Let me see if I can find another seat." After checking, the flight attendant returned and stated "Ma'am, there are no more seats in economy, but I will check with the captain and see if there is something in first class." About 10 minutes went by and the flight attendant returned and stated "The captain has confirmed that there are no more seats in economy, but there is one in first class. It is our company policy to never move a person from economy to first class, but being that it would be some sort of scandal to force a person to sit next to an UNPLEASANT person, the captain agreed to make the switch to first class." Before the woman could say anything, the attendant gestured to the black man and said, "Therefore sir, if you would so kindly retrieve your personal items, we would like to move you to the comfort of first class as the captain doesn't want you to sit next to an unpleasant person." Passengers in the seats nearby began to applause while some gave a standing ovation.


            Sort of thing happened to me a couple of years ago on a Saudi flight, but in this case I was given a outside of centre row seat as I had problem with the left leg, and then could stretch it if necessary, whilst passengers arriving at the seats a hostess asked me " excuse me Sir, is it possible for you to sit in the next seat as this lady is insisting on an eisle seat" she had ben promised ( no doubt to get rid of her from check-in?, I responded sorry but I was allocated this one as I have a leg problem, the woman moaning and moaning , they went off then the hostess ushered a gentleman back to the seat and said excuse me Sir, so I hobbled out of the seat and the chap sat next to mine no problem, the hostess thanked me for understanding. she could see I was not being at all funny buy genuine.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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            • #246
              Re: Tech Clerks - General Debt Matters Thread

              Subject: Bankruptcy case already notified - seems a CAB issue raised on deaf ears?


              In both instances, it is the IP fees which are so disproportionate and cruel. CAB were very aware of the problem and produced a great consultation response in 2012; but they told me there is no will within government to address the issue at all sadly. Seemingly Debt is viewed with little sympathy or concern about the ultimate cost to society.
              #

              xx xx xxxxxxxxx




              also thresholds are antiquated.


              MPs Response:-

              Thank you for your emails on this.

              I do agree that the bankruptcy process needs overhauling, not least to increase the threshold at which creditors can start proceedings. I’ll be happy to raise this with the Government and I will keep you updated.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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              • #247
                Re: Tech Clerks - General Debt Matters Thread

                http://youtu.be/5YIchQaISms

                Respect at memorials
                Last edited by The Tech Clerk; 3 October 2013, 11:12.
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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                • #248
                  Re: Tech Clerks - General Debt Matters Thread




                  The So called Justice non system, when you are in the little room with no Queens picture on prominant display says it all.
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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                  • #249
                    Re: Tech Clerks - General Debt Matters Thread

                    Here is what is happening in the latest credit card news. In a very shrewd move that no one saw coming several banks have opted out of joint accounts. They will no longer accept joint account credit card applications from new applicants.

                    Sources reports that banks like Chase, Capital One, and HSBC decided the move was necessary in order to streamline their banking operation. New applicants cannot open joint accounts, but they can add a spouse or other relative as an authorized buyer. People with existing joint accounts are not affected by this new move.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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                    • #250
                      Re: Tech Clerks - General Debt Matters Thread

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #251
                        Re: Tech Clerks - General Debt Matters Thread

                        8 October 12:31
                        Nationwide Building Society now discriminates against members of our armed forces.

                        I have today received an e mail from the regional manager stating that if clients have had a BFPO (British Forces Post Office) address in the last 3 years they will not be a suitable applicant. This means that anyone who has been fighting in Afghanistan for example would be discriminated against.

                        A sector of society where people struggle to get on the housing ladder is the military where the need for advice is crucial to guide them through the numerous possibilities and problems they will face.

                        British military personnel are engaged all over the world from Afghanistan to Cyprus, meaning they often have no fixed address. When on duty all military personnel are assigned a British Forces Post Office number where they can receive post. As this number is not a proper address it does not appear on a credit search so all military would fail credit checks and be refused a mortgage.

                        If you think this is disgusting behaviour. Please do feel free to share.
                        Perhaps a move of our savings may assist in the NATIONWIDE BS in having a rethink of this deplorable treatment of our armed services.
                        Last edited by The Tech Clerk; 8 October 2013, 12:52.
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #252
                          Re: Tech Clerks - General Debt Matters Thread

                          More info received: -

                          		8 October 13:45
                          I am a mortgage broker and received an e mail from my local BDM yesterday relating to changes, or "streamlining their mortgage process". As a result the following application types will no longer be available through Nationwide: First point was if you had a foreign residential address in the last 3 years. second was as follows: "Clients who have had a British Forces Post Office (BFPO) address in the last 3 years"

                          Comment history
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #253
                            Re: Tech Clerks - General Debt Matters Thread

                            Disgusting treatment! Should be reported to the press.

                            Comment

                            • #254
                              Re: Tech Clerks - General Debt Matters Thread

                              am working with the author and certain other persons to get this to the right person/department.
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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                              • #255
                                Re: Tech Clerks - General Debt Matters Thread

                                Well I have received an e mail confirming that any service personnel who wish to have independent mortgage advice will either have to pay for the services to compensate the fact that Nationwide will not allow IFA's or mortgage brokers to look after forces directly as they will only do over the counter business.
                                It is a real shame that banks take this type of attitude as it restricts the market for forces. As I was in the Artillery for ten years it does feel like a double whammy for me. If you need any further information on this I can forward it so just let me know.
                                Kind regards

                                This is the latest e-mail I received from the conract-
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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