Santander overdraft with first credit

Wishfull

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Join Date: Sep 2010

Posts: 350
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#1

Santander overdraft with first credit

8 March 2016, 19:27

I have an overdraft that was with Santander now with first credit think it's about 3.5 K I want to do a full and final on it what would you suggest I offer given that a large amount of this is deafalt payments and interest

- - - Updated - - -

Oh and for some reason I can't find it in my diary

at the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFE
Tags: 1st, act, cca, credit, debt, details, full and final, help, information, interest, overdraft, overdrafts, payments, santander, size, unenforceable
Never-In-Doubt

Site Administrator

Join Date: Aug 2010

Posts: 53737
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#2

9 March 2016, 02:02

Re: Santander overdraft with first credit

I'd start by sending 1st a CCA for OD's - you put yourself in a stronger position by showing you're not a walkover. I'd consider that before jumping in with an offer - save more; get them thinking & then go for the kill. Happy to help if you need it as I do have a contact there

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Santander overdraft with first credit

Santander overdraft with first credit

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