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  • #1

    DCA's and statement of account

    I read somewhere that a DCA has to supply you with a 6 monthly statement of the account but can't remember where it was.
    I am asking as I have an HSBC Bank loan and DG Solicitor are taking payments as I lost my job many years ago and so couldn’t pay the required £300 per month.

    A couple of years ago (before I knew of sites like this one) they upped payment from, I think it was £28 to £32 per month. I might use the current Government spending cuts as an excuse to drastically reduce it back down. They keep trying to get me to increase it every 6 months.
    I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's
    Tags: account, bank, cca, cca request, collection, cuts, dca, dca's, debt, government, guidelines, hsbc, increase, job, loan, lost, miss-sold, monthly, oft, pay, payments, ppi, scrap, shared, solicitor, spending
  • #2
    Re: DCA's and statement of account

    have you CCA'd DG Sols?

    Thats the OFT guidelines....

    http://www.oft.gov.uk/shared_oft/con...lection_g1.pdf
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: DCA's and statement of account

      Actually NO I haven't (who, DG or HSBC). I took out the loan initially in 2006 and another loan to pay that one off and added a bit more to it in 2007.
      I did ask DG to request the PPI from HSBC as it was miss-sold and got just over £600 back, but I told them to take it off the debt.
      I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

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      • #4
        Re: DCA's and statement of account

        ahh ok.... scrap that then
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

        • #5
          Re: DCA's and statement of account

          What route were you going to go down? no sig?
          I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

          Comment

          • #6
            Re: DCA's and statement of account

            I've sent off a CCA request anyways.....
            I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA's

            Comment

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