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  • #1

    Bankruptcy Credit Reference File Clean Up - Discussion

    Please read the sticky first:-

    ------ >Credit Reference file clean up Post Bankruptcy

    If you wish to discuss the "Clean up" of your Credit Reference Files and don't wish to start your own thread, then please use this thread.

    Best wishes
    IF...x
    Last edited by IF; 2 July 2012, 13:21.
    "If wishes were horses, beggars would ride"
    Tags: agencies, arrow, arrow global, bankruptcy, cra, credit, credit reference, debt, files, letter, mbna, reading, reference
  • #2
    Re: Bankruptcy Credit Reference File Clean Up - Discussion

    Well done If - looking good

    Please also consider reading our section Credit Reference Agencies here: --> Credit Reference Agencies - allaboutFORUMS
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    • #3
      Re: Bankruptcy Credit Reference File Clean Up - Discussion

      Good info IF. You would think that as BR is listed on CRA's they would also automatically list discharges too, but they dont.

      I had to manually add a comment to my file to say i had been discharged.
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      • #4
        Re: Bankruptcy Credit Reference File Clean Up - Discussion

        I had a look at my file this week

        I went BR at the end of last year and looked at my credit file only to find Arrow Global had bought the debt from MBNA.

        Sent a letter informing Arrow that the debt was already on my credit file and that they had bought a debt that had been part of a sequestration asking them to remove it from said file

        Will wait and see what happens

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        • #5
          Re: Bankruptcy Credit Reference File Clean Up - Discussion

          Originally posted by fatandskint View Post
          I had a look at my file this week

          I went BR at the end of last year and looked at my credit file only to find Arrow Global had bought the debt from MBNA.

          Sent a letter informing Arrow that the debt was already on my credit file and that they had bought a debt that had been part of a sequestration asking them to remove it from said file

          Will wait and see what happens
          Fingers crossed that will do the trick FAS

          Do let us know what happens.

          Best wishes
          If...x
          "If wishes were horses, beggars would ride"

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