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  • #1

    Car loan and equifax

    I was late on a payment for my car loan last year. Some sub prime outfit called Moneyway via the car shop. They started filing payments with equifax including the 1 late payment.

    I've been making regular payments and on time since then. However Moneyway stopped updating my credit files about 4 months ago. The late payment is now frozen in time as a consequence.

    Is there anything I can do to get Moneyway and equifax to update my credit file?
    Tags: car, cca, cra, credit, debt, default, equifax, files, loan, payments, phone, update
  • #2
    Re: Car loan and equifax

    Have a read here---> Default on CRA vs Default s87 / s88 CCA1974

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    • #3
      Re: Car loan and equifax

      Don't see the relevance to my query?

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      • #4
        Re: Car loan and equifax

        it probably is relevant now. ironically since posting my original question the company have updated my CRFs and plumped on a late payment marker. I was 1 DAY late. 1 day. On the 'phone they said words to the effect of too bad, we can do what we like and a day may as well be a month. I have been behind for longer in the past and had to wait a couple of months before I even found out they had done this.

        Anything doing?

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