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  • jimbob
    started a topic Barclaycard Woes

    Barclaycard Woes

    Hey all

    Need some advice relating to a "final notice" I reveiced today from MK Rapid Recoveries for £2789.98.

    A bit of background - I was made redundant from my job in March 2011 which is the primary reason I'm unable to pay this back. I was working from August...
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  • OHs JOB SEEKERS ALLOWANCE PROBLEMS - OLD EMPLOYER

    Letter from JLA stating not enough class 1 contributions for year 2012 = 2013= old employer states ongoing problem with NI conts office - stating they paid but the NI office says no, ask her ex employer for proof just to show the local job centre it has been paid by them, and excuse after excuse , her...
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  • Help to Work: New unemployment rules in force

    Help to Work: New unemployment rules in force

    This is a duplicate of the Blog Entry made on 28th April 2014 16:39.

    Long-term unemployed people will have their benefits cut unless they visit a Job Centre every day, work for free or undertake training, under new...
    ...
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  • AAD News Feed
    started a topic Lifestyle quiz to secure a mortgage

    Lifestyle quiz to secure a mortgage

    Lifestyle quiz to secure a mortgage

    This is a duplicate of the Blog Entry made on 25th April 2014 07:15.

    Mortgage applicants face tougher questions about their lifestyle, under new rules that take effect on Saturday. The changes are designed to "hardwire...
    ...
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  • di30
    started a topic Premium Credit

    Premium Credit

    I am not sure if this is one to make a reclaim on yet, as I am checking more into this.

    I found an agreement signed by hubby in 2004 with Premium Credit, it was all print ticked for the insurance, looking to see if i can find more info, the monthly repayment with insurance shows £19.89...
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  • tjperfick
    started a topic PPI claims - could do with a bit of advice

    PPI claims - could do with a bit of advice

    I have has some financial problems in the past, last year went on a DMP and gave me some breathing space for a while. Received a letter from CPP re a policy I had in the past. This got me thinking about what elso I had had in the past. Started off with a speculative letter to an old store card which...
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  • Jobcentres assess claimants 'haphazardly', say MPs

    Jobcentres assess claimants 'haphazardly', say MPs

    This is a duplicate of the Blog Entry made on 29th January 2014 10:02.

    *Jobcentres are investigating benefit claimants' needs in a "haphazard" way, missing crucial information about barriers to work, MPs have said....
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  • Yoyo29
    started a topic Halifax debt dispute - what next

    Halifax debt dispute - what next

    Hi

    Hoping for some advice on the next step to follow.

    Through a SAR request for another issue, I discovered that my Halifax credit card had PPI on it from when opened in 1995 to end 2001. I had put forward a missold PPI refund claim which Halifax instantly dismissed without...
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  • 'Scrap National Insurance and let people save for their own welfare' - Think Tank

    'Scrap National Insurance and let people save for their own welfare' - Think Tank

    This is a duplicate of the Blog Entry made on 25th November 2013 13:17.

    *Think-tank urges radical benefit overhaul and pension means test* * 'Personal Welfare Accounts' would pay for unexpected...
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  • AAD News Feed
    started a topic Welfare-to-work provider penalised

    Welfare-to-work provider penalised

    Welfare-to-work provider penalised

    This is a duplicate of the Blog Entry made on 26th September 2013 15:32.

    *One of the main firms running the government's welfare-to-work programme has been punished for poor performance. * A4E will see a cut in the...

    Click to...
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  • Hillesden Debt Surveillance Programme MBNA credit card

    I had a credit card with MBNA with about £500 outstanding. I haven't paid since 2009 when MBNA refused to pay out on PPI claiming I had the "wrong kind of unemployment". I haven't made a PPI reclaim just put this one to the back of my mind.

    All has been quiet since the account...
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  • Workless households at record low, says ONS

    Workless households at record low, says ONS

    The proportion of UK households where no adult aged 16 to 64 is in work is at its lowest since comparable records began in 1996, official figures show.


    Read more-------> http://www.bbc.co.uk/news/business-23862993
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  • ekim
    started a topic Anglian Water are insane!

    Anglian Water are insane!

    Hi,

    On 17th July Anglian Water sent me my first bill for this property. The due date was 1st August. On 8th August they wrote to me stating they are now commencing legal action. Copies of both are below:

    [img]http://i.imgur.com/HTkpZbj.png[/img]

    [img]http://i.imgur.com/PSOCSW[/img]...
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  • mark.1980
    started a topic ESA Appeal

    ESA Appeal

    Hey guys,

    Just realised I hadn't put details of my ESA appeal up yet! lol

    Don't necessarily need any help at this stage, but in case I need future help, or indeed my situation helps others, it's always a good thing

    Ok, so, I had been on Incapacity benefit...
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    Last edited by mark.1980; 10 June 2013, 19:19.

  • fredbare
    started a topic grievance procedure

    grievance procedure

    Hi everyone

    If an employer has the old employment act 2002 (dispute resolution) regulations 2004 in force as their internal grievance procedure and still following them, could this help the employee in any employment tribunal if the employee has been following the acas code of conduct....
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