Hi All

I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...

I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...

I had an old loan account with Bank of Scotland and want to try and get the PPI back. Other than the fact that I cannot find the account number, does anyone know how safe it is to make a claim with them while I am repaying my old Lloyds overdraft? I wouldnot want any repayment offset against it if I...

i have recently lost a CCJ summary judgement hearing and wanted some advice regarding an appeal

PPI backlog lengthens delays in resolving financial complaints

This is a duplicate of the Blog Entry made on 9th January 2014 15:58.

*The Ombudsmans pleads for 'patience' as it warns tens of thousands of complaints will take more than 18 months to resolve* The Financial......

I have received a "bankruptcy proceeding being considered" letter from a company call 1st Credit for a LLoyds bank debt £7,000. which I am unaware of.

do I just ignore the letter?.. can anybody help?

Payday loan 'risk to mortgage applications'

This is a duplicate of the Blog Entry made on 29th November 2013 12:50.

Taking out a payday loan could endanger people's chances of getting a mortgage whether or not they had difficulties repaying the cash, the BBC has...
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Lloyds to refund 1,000 card purchases a week

This is a duplicate of the Blog Entry made on 31st October 2013 19:38.

*A new scheme, 'It's On Us', randomly rewards 1,000 customers a week by repaying the cost of a purchase worth up to £500* Lloyds Bank will...
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I purchased a house using the Governments Homebuy Direct scheme.
I financed 70% of the purchase price (repayment mnortgage and cash) the remaining 30% was funded by the developer and Homes & Communities Agency (HCA) who have equal ranking 2nd charges registered against my property.
When...

Had call from the Ombudsman today...
They told me i had no grounds for complaint re. HFC not providing me with a credit agreement.
Ok, i accept that...but then this self righteous t***** tried to lecture me on debt avoidance...

I made the point that i am repaying every...

Hi. I was recently repaying my cerdit card debt to Lloyds TSB thorugh a DMP with Zebra. However, it appeared I was paying Zebra monthly but not all my creditors were receiving their payments! Anyway, I stopped the DMP. Within a few weeks I started receiving daily calls from Iqor stating they were acting...

I took over a small business from my dad about 10 years ago. I took out an overdreft with RBS. They increased my limit whenever I got near it. By Jan this year it was 20k and I exceeded it due to their charges.They then wrote and asked for the whole lot back. I propoed a plan, they ignored me. I complained...

Will try and post MOJs etc Information sheets of Interest in this area.

Halifax employee accused of £720,000 theft

This is a duplicate of the Blog Entry made on 15th August 2012 07:55.

*A Halifax employee has been accused of stealing £720,000 from the bank's cash machines. * Halifax, which likes to be known for its tagline...
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Good afternoon, I have done quite a lot of reading but am still a little confused of what steps to take with regards my issue.
Im seeking some advice on the possible removal of some default issues from my credit file.

My situation is as follows:
16 mounth ago i entered in to...