I've recently just applied for a self build mortgage, and been declined based in my credit score. Which came as a shock.
I've looked at my credit score to find that AW have filled a default for missing paying a bill for £300ish. We have recently moved into a rented house while we do the...
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Anglian Water Default
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PRA Group MBNA unenforceable debt
Hi I wonder If I could have some advice please. PRA Group are chasing for a debt for MBNA. I wrote to PRA asking for information Sections 77-79 CC Act 1974 and got the following response " I Refer to your request for copy documentation regarding the above account. Please find enclosed documentation... -
Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with... -
Debt PAID IN FULL, Equifax still showing it as owing
Right, I'm fuming now!
In early March, I was in a position to repay an outstanding debt over an overdraft from an account that Barclays had closed. I'm in a better financial position than I was when the account was closed and I thought that paying it off would help improve my... -
Default & CCJ help please?
Hi,
If anyone can offer some help or advise on the situation below I'd greatly appreciate it.
I have been given a default by Cahoot (santander) for an overdraft on my current account. The account went over the limit (£1,000) because of a small interest charge and then they... -
Santander Default
Hi Guys,
Im new to the site so please be gentle!
I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was... -
Default from Three mobile
Hi guys,
I have an issue with a default from Three mobile (Hutchison 3G ltd).
Basically I am convinced the default is unlawful as I never signed up for the account in the first place...
In September 2010 I went into the 3 store to upgrade my phone (I already had...Last edited by Superchris; 28 June 2014, 05:53. -
Help with Satisfied Default
Hi there,
I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.
I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February... -
BG Landlords payments.
Hi there, I already have a property but looking to get another property with my partner. Heres the problem, I have a property which i let out, all was going well but i was in a position where I thought I was gonna have to sell up. Subsequently i give my tennants a months notice and had a flood on Christmas... -
Credit Files not changed as agreed in F&F settlement
Hiya,
I suppose it is my fault not checking my CRA files regularly. in 2012 the written agreed full and final settlement was that on receipt of the money from a third party the creditor would mark the account settled, reduce the balance to £0 and close the account.
They were... -
Lloyds Overdraft Default
Hi Guys,
I came across this forum and can see that some people have had some really great advice and wondering if anyone can help me out.
Basically I had a Lloyds TSB student account during university and at the start of 2010 I requested for my overdraft to be extended... -
British Gas Default
Hi Can someone help me urgently with a default from BG on my credit file! I have been fighting them since September! -
1st Credit
Hello
I've recently had a NOA from the Halifax saying they've sold the debt to 1st Credit, (or is the NOA from 1st Credit?) I was just wondering how to proceed from here on out, I know that 600 quid-ish is interest charges on an original 350 balance and I've not been happy with the, pay... -
Statute barred?
This is my first post, so take it easy on me.
My fiancé and I have had a lot of debt in the past, which resulted in her going bankrupt 6/12/07. Most of my debts were older and I assumed they were statute barred.
The problem we have is that I took a chance 4 months ago and... -
Getting credit with old creditors query
Hi - I ran away from alot of debt many moons ago and its all statue barred - I've even successfully fought of some old debt collectors.
My credit report is clean, positive all accept the lack of any credit accounts.
So I tried to get a simple credit card to help build up...