GDPR Cookie Consent by SimpleServe Privacy Script Defeated Lowell Portfolio 1 LTD in Leeds County Court - AAD Consumer Forum


No announcement yet.

Defeated Lowell Portfolio 1 LTD in Leeds County Court

  • Filter
  • Time
  • Show
Clear All
new posts

  • Defeated Lowell Portfolio 1 LTD in Leeds County Court

    This was a small consumer credit claim of around £2,000 which the Claimant persisted in taking to trial possibly hoping our client would not have representation on the day in court for such a small sum. I decided to represent my client at the trial. The claimant was represented by counsel.

    After heavily contested legal argument the District Judge dismissed the claim describing it as being hopeless from the start. He made an order that the claimant pay our clients costs, even though it was on the small claims track, due to Lowell's unreasonable conduct in bringing the claim. The amount of costs awarded were almost as much as Lowell's had tried to sue for.
    Legal Disclaimer
    I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at

    If you need to contact me you can send me a message by clicking my username or by emailing me at or by telephoning 0330 053 9340.

  • #2
    Another one bites the dust
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.


    • #3
      Big or small may they all fall. Welll done!


      • #4
        Well done Jo ! Another success. You must be on a long undefeated run now.


        • #5
          Thanks Joanna Connolly

          This was my case, as in I was the defendant - it was also from 2009 so outside the scope of pre 04/2007......

          There's always hope - especially when you have Jo & Di on side
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at:


          • #6
            Well done to everyone.


            • #7
              I do love these stories - It's the way you tell 'em Jo.