I shall wear my poppy with pride as I think all the fallen deserve to be remembered.xxxx

Lifestyle quiz to secure a mortgage

This is a duplicate of the Blog Entry made on 25th April 2014 07:15.

Mortgage applicants face tougher questions about their lifestyle, under new rules that take effect on Saturday. The changes are designed to "hardwire...
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£1.6bn of judgments against consumers in 2013!!

This is a duplicate of the Blog Entry made on 13th February 2014 14:06.

"Consumer debt is still at dangerously high levels" with "536,700" county court judgments against consumers in 2013 and "602"...

Which would you recommend? Has to be bright and one that winds up (no battery buying).

Fears of debt-fuelled recovery as credit card spending jumps, revised BoE data show

This is a duplicate of the Blog Entry made on 31st October 2013 19:40.

*Error means Bank of England reported unsecured lending in September was less than half actual total* British consumers...

A quick background. Got into a financial mess back in 2006 and went on a dmp in 2007 with £45k of unsecured debt. 5 accounts all defaulted in early - mid 2007. Started to explore UE early last year whilst still having £26k outstanding on DMP.

Looking to move sooner rather than later...

Banks bamboozle politicians and public to hold back reforms

This is a duplicate of the Blog Entry made on 27th September 2012 12:24.

*and protect bonuses, BoE official says * A senior Bank of England official last night accused bankers of ‘propagating myths’ and ‘exploiting......

Rogue firms can apply for FCA credit licence

This is a duplicate of the Blog Entry made on 10th September 2012 13:59.

Firms stripped of their consumer credit licenses will be allowed to apply for a new licence once the new financial regulator is established. This...
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Barclays in new FSA investigation

This is a duplicate of the Blog Entry made on 27th July 2012 12:08.

Barclays has revealed that it is under investigation by the financial watchdog over the disclosure of fees payable under unspecified deals made in...

Click to...

One million homeowners hit by mortgage rate rise... and there's more pain on the way
850,000 Halifax borrowers affected by move that will see many mortgage repayments rise by £40 a month
Others lenders set to follow suit in coming months
Rises due to difficulties borrowing from...

I love this concert its fabbbbbb

Massive rate shock hits 100,000 MORE as Bank of Ireland and Bristol & West borrowers face.....

This is a duplicate of the Blog Entry made on 7th March 2012 20:52.

......50% Hike in their monthly payments Bank of Ireland and Bristol & West borrowers are the latest...

I just thought this should be made public as it was something that worried me to death for a very long time.

Our original mortgage was covered by a couple of endowment policies which went tits up quite a few years ago. I cashed them and paid of a tiny bit of mortgage and some high interest...

Hi all,

I find budgeting easier if I take out in cash at the beginning of the week what I need for the various categories (food, and activities being my main ones). For so many things though I budget in multiples of £5. So I'm really pleased that Yorkshire Bank and Santander (maybe...

Hi all,

First things first - big thanks to Niddy for setting this place up. Let's hope the sterling work he did on MSE will continue - and even gain strength - here.

Now I say in the thread title that my situation is "dire", but I guess it's all relative....