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  • HFX C.Card from 2002 now with 1st Credit

    Hi everyone
    I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
    Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc

    I can upload or PM several pics here hoping for some...
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  • allwornout
    started a topic Legal Proceedings to be issued - MBNA

    Legal Proceedings to be issued - MBNA

    Hi

    My husband and I received letters for local solicitor acting on behalf of PRA Group (UK) Ltd demanding payment for MBNA credit cards x 3 (total debt = 8.5k)

    Income/Expenditure form attached for completion.

    Threatening legal proceedings will be issued without...
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  • mgfboy
    started a topic Faxing DCA should I???

    Faxing DCA should I???

    I have to send a letter to Marlin and rather than waste money on recorded delivery , as I have access to a fax machine ( it's in the office where I drop into from time to time and it's a fax only line !!!) I was wondering if I should use that.

    It gives me proof of reciept stright away,...
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  • putupon12
    started a topic putupons12 UE diary

    putupons12 UE diary

    Royal Bank of Scotland
    Credit card
    commenced approx 1998
    balance £1800
    2003 last full payment
    2006 to 2010 paid nominal ammount
    Dec 2005 received letter from 1st credit(refused my nominal offer)
    Mar 2006 agreed to pay Connaught nominal amount,...
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    Last edited by putupon12; 13 February 2013, 12:50. Reason: update

  • mrs bucket
    started a topic Black Horse Default Notice Q

    Black Horse Default Notice Q

    Hi Everyone

    I am currently battling BH over my car. I was just looking at the copy of the DN when I wondered if the dates and times are correct.

    The DN is dated 17th Oct (Weds) and it says that I must pay the arrears before 6th Nov (Tues). The DN was sent by 2nd class post....
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    Last edited by mrs bucket; 26 November 2012, 20:22.

  • Fraser01
    started a topic Removed from files

    Removed from files

    Six or so weeks after making CCA request, the DCA has informed me that they have removed my account from their files and referred the matter back to the lender - no explanation.
    I can only assume that they just can't get hold of the paper work (which would date back to the 80's) from the lender....
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  • jon1965
    started a topic Default Notices

    Default Notices

    I would like some opinion on if these are legal

    I do not have the envelopes and others may have been issued afterwards but these are what I have


    Natwest Default regustered on experian 1/3/2007 for £3319


    ...
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    Last edited by jon1965; 6 June 2012, 13:08.

  • jon1965
    started a topic Default terminology/timeline

    Default terminology/timeline

    Hi
    Here i go again thinking too much

    Can someone explain the DN flow chart
    I thought it was notice of
    default/default notice........default.......termination

    What confuses me is this, I received a Default notice from MBNA, just as i expected , headed DN as...
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  • Stamp prices skyrocketing; stock up now & recorded letters'll cost LESS after 30 Apr than now

    This sounds like nonsense given the massive increase after 30 April -- 50p for 2nd class, 60p for 1st class and 95p fee for recorded.

    However! I've had my calculator out and if you stock up as many stamps as you can afford now (and plenty of 2nd class in particular), it'll be 5p cheaper
    ...
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    Last edited by Pip; 29 March 2012, 15:02. Reason: typo!

  • IF
    started a topic Recorded Delivery Mail

    Recorded Delivery Mail

    Sent a letter Recorded delivery and through the Post office track and trace it says if was received. How do I get A photocopy/scan of the Post Office proof of sending like a signature of who signed for it??

    Thank you
    IF...x
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  • 1st class scam: Royal Mail admits 2nd class post on Saturday processed just as quickly

    1st class scam: Royal Mail admits 2nd class post on Saturday processed just as quickly

    This is a duplicate of the Blog Entry made on 31st October 2011 16:49.

    Sending a letter by first-class post on a Saturday is a waste of money because a second-class letter gets there just...
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  • mauijim
    started a topic Another threat letter

    Another threat letter

    Hi again nice folks

    I keep getting letter from collection agency this is 3rd agency may even be 4th one? I have suspicions this may be UE, see I am learning from you good people

    What to do with this, so far I ignore them. It is from Crapital One. I tried to pay them at...
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  • Well butter my kippers! Nationwide default notice

    Just received a default notice from Nationwide credit card services.

    It generously gives me 21 days from the date on the letter. The date on the letter being 28th October. It was received today, the 5th November. The tight arses sent it second class.

    Now I believe they have...
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