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  • Debt advice firm director banned which traded as One Debt Solution

    Debt advice firm director banned which traded as One Debt Solution

    This is a duplicate of the Blog Entry made on: 22nd December 2015 18:25
    A debt management company boss has been disqualified as a director for 11 years, after he mislead customers and declared a £330,000 dividend
    ...
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  • Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses

    Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses

    This is a duplicate of the Blog Entry made on 6th September 2014 09:33.

    *HSBC, Barclays, Santander and RBS/Natwest all admit using the trick* *Treasury committee said banks...
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  • Undercover Elsa
    started a topic Happy Birthday Spent2much!

    Happy Birthday Spent2much!

    Happy Birthday Spent2much! [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/icon_beer.gif[/img]

    [img]http://forums.all-about-debt.co.uk/attachment.php?attachmentid=10897&d=1389958089[/img]


    From Niddy and all of us at AADforums.
    ...
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  • lloydjones
    started a topic House move/mortgage advice please.

    House move/mortgage advice please.

    We would like to move house and have seen a property we like. The house is £265,000 and we have 5% as a deposit (we might be able to raise some more). However, we are disputing unenforceability with some creditors and have some defaults between us. We have never missed a mortgage payment in 11 years,...
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  • My Nan's Care Home Claiming 3k shortfall from 12 years ago!

    Hey guys.

    Had a letter today from my nans care home claiming she owes over 3k in resident fees mainly from 2002.

    Must say i was very disgusted at the cheek of the letter.

    Basically what happend was, my nan was in a care home in southend, which Tower Hamlets Council,...
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  • first bank account for my 15 year old daughter

    Anybody got any views whats the best first time bank account for my daughter, she already has a building soc account, but now wants a cash point card.
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  • di30
    started a topic Mis sold Packaged account/template letter

    Mis sold Packaged account/template letter

    Here below is a template (ok from over MSE) lol but just to give an idea and the template letter (wording can also be changed) if required but this gives an idea of what you can reclaim for basically.........





    [Insert your name
    and address]
    ...
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  • rob350
    started a topic Lowell & ghost account

    Lowell & ghost account

    I was on a DMP/CCCS middle of last year (2011) & money was being sent to Robinson Way for a CC debt ( Morgan Stan/Goldfish now Barclaycard), which has been in default since 2009, Rob Way stoped accepting payments from DMP saying they were Quoting wrong Ref number May 2011, CCCS wanted me to check...
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  • SA Gold
    started a topic Settling with creditors

    Settling with creditors

    Good evening,
    Stumbled across this forum whilst looking for advice on current dilemma which is as follows.


    My boyfriend has been paying debts on a reduced payment (i believe this to be a "DMP" since reading this forum!) basis for the last 18 months or so. I am...
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  • Desyduk
    started a topic Phones4U/T-Mobile/BCW Hell

    Phones4U/T-Mobile/BCW Hell

    On 26/10/2007 my partner's daughter XXXXXXX, at age 19 and lovely, thoughtful and kind yet stubborn, independent-minded and severely dyslexic, took out a an 18 month mobile phone service agreement £35 per month with T-mobile, plus itemised billing, at the Phones 4 U store in Newcastle Eldon Square....
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    Last edited by Desyduk; 20 June 2012, 19:37. Reason: Ease of Reading

  • Hughesy
    started a topic Advice please

    Advice please

    This morning I had a letter from Buchanan Clark and Wells about a debt....

    It stated "Private Matter" so I have no idea unless I phone what the debt is and I know better than giving them a ring.

    I have an idea that the debt is something that is over 11 years old...
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  • Hopeful
    started a topic Hopeful's UE Diary

    Hopeful's UE Diary

    I suppose my financial problems started around 11 years ago when I was made redundant from a steady job with a decent level of income. From that date it was always a bit of a struggle. Although I set up my own business, income was always sporadic. Previously to being made redundant, I had built up a...
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    Last edited by Hopeful; 30 March 2012, 09:58. Reason: Update

  • jet set willy
    started a topic Interest and charges post default?

    Interest and charges post default?

    Evening folks,

    I have and old egg card which is now with barclays and they have defaulted me in january (according to the letter).

    Thing is, i was hoping the interest and charges would stop so i could tackle it but it appears not.

    Is there no hard and fast...
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  • jord01455
    started a topic What do I choose

    What do I choose

    Hello All,

    I'm just starting on my long road to being debt free, I know it will be a long journey with many turns and ups and downs but I can't carry on like I've been and it will be nice to have a good nights sleep for once if possible.
    I owe 38k to 8 creditors which are
    ...
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  • di30
    started a topic Son stopped by police/over driving limit

    Son stopped by police/over driving limit

    I am so gutted that my oldest son was pulled over by the Thames Valley Police early hours going into Monday.

    As you all may know, we live in South Wales, his girlfriend who attends a uni in London was home for the weekend and he was taking her back to where she's staying.

    ...
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    Last edited by di30; 24 October 2011, 10:45. Reason: corrections made
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