Hi
The question is, after 4 months of not paying anyone and going down the UE route with some success do you think it is worth asking my creditors to write off my debts and what are the chances.
Obviously those that are UE or not responded to a cca request (pre2007) I wouldn't bother with...
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Asking creditor to write off money owed
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Bailiffs coming tomorrow
A bailiff came to my house on friday (18th) while I was out and posted a letter saying he will be back tomorrow (monday) at 6am with a locksmith. I have paid the court fine in full today and don't now what else to do. Please can anybody help me? -
Citibank
I am receiving weekly demands from Cabot and they have very recently checked my credit file four times, twice in one day!
It is in regard to an old account that originated with a People's Credit Card, that was taken over by Citibank, I believe that this account was sold to a DCA during 2002, but... -
Unknown Debt from Cabot Finance
Hi all, this is a rarity, someone chasing Mrs Pooky for her money...
Got this through our letterbox this morning.
It was address to her using her Maiden name, she left her ex in Sept 2006 and we got married in 2007.
We don't know anything about it.... -
MINT and NatWest post
Hi Guys
Just a heads up, it seems that Royal Mail are not getting the required signatures for recorded deliveries to the MINT and Natwest credit card offices in Southend-on-sea SS1 9AJ.
I have now sent 4 letters and another member has sent two and according to the track and trace they... -
Freezing interest on a Shop Direct Group Account
Hi all
Just some quick tips if you are planning on going onto reduced payment plan or a DMP with SDG (Littlewoods/K&CO/Very/ISME) or NDR
Reduced payments or self managed DMP
Have an SOA ready, they will ask for incomes and outgoings. They will not freeze interest,... -
Time for DMP or Wait it Out?
Despite quite a number of our creditors having UE accounts, I can't hide from the fact that a fair amount are enforceable.
They have all been paid token payments of £1 a month for almost a year now - and most have remained relatively quiet since... -
Inter-Credit International Ltd (DVLA) suddenly contacting me.
±Hi everybody,
I wonder if anyone else out there can help with this. Inter credit International Ltd has suddenly started me selling letters out of the blue.
The letters relate to a vehicle that I used to own way back in 2010.
The letter reads
"In... -
Credit Card Debt
Hello. Having been reading all about this site, (which was recommended to me from Martin Lewis Forum) and various threads regarding debt matters I have summed up the courage to post this thread. I have to say though the more information I have been reading the more I am confused as to what route to... -
Bullying tactics in the past?
I have a debt that I am paying to Crapquest, and have been since January 2009.
When they first made contact I spoke to them on the phone, where they proceeded to bully and threaten me into paying £52.50 a month, which I have done since.
Back in 2009 I didn't know that I should... -
Large Natwest loan - enforceable?
Hi all,
Firstly a little hello and introduction, I've been referred to this site from another (I've had a quick look around and everybody seems a lot friendlier here!), and this is my first post, so please be gentle!
I've got a number of debts - all approaching statute barred...Last edited by diddlydee; 18 February 2012, 07:51. -
F & F - has debt been sold on???
Hello all!
I've been checking out forums for some time now and have seen many good bits of advice but was particularly interested in the full and final settlement bits and pieces. It is this that has given me cause to finally register and post seeking advice.
To give you some... -
Barclaycard sold to Allied
Hi Guys.
My mother has been paying her Egg card for a number of years, repaid around 6k, all this time she was unsure whether the agreement was taken out by my father who died some years ago, and she was only ever a second card holder.
Anyway, the Egg Card has recently been... -
Utility Bill Query
Great thanks!
I'm being pursued for an unsubstantiated and highly suspect utility debt.
On receipt of a letter before claim, I telephoned and requested written verification. This request was acknowledged and agreed at the time. I have a recording and transcript of this conversation....Last edited by pdx2259; 8 February 2012, 19:53. -
thought this was unenforceable but default??
Hi,
I was hoping someone might be able to help.
A year ago I started the process of requesting a CCA from robbo way and have never been provided with anything enforceable. The letters continued and I continued responding, basically saying that until there was a proper CCA...
