Can I close the account and ask for intrest to be frozen to try and pay it off like i have with our cedit cards
have an overdraft with RBS,Royalties account,we did not want this account but were pressured into it years ago by some ejit of a financial consultant at the branch , when we were starting...
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RBS royalties overdraft
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UN reasonable Bank Charges what next?
Hi All.
I am helping my brother in law out with this one your opinions and help as always greatly received.
He was a customer with LLOYDS/TSB he had an overdraft of £1250 he remained in and out of the O/D and paid the normal charges for borrowing within the O/D.
He was £321 in the... -
DNW's UE Diary
I'm starting this diary off although I'm still very much at the info gathering stage yet having only had access to one of my credit reports so far. Some pleasing news on there though with regards to the date of most of my debts being pre April 07. I think only two were taken out more recently than this...Last edited by DNW; 6 October 2017, 17:15. -
HBOS O/D DN - 07/11
The ink is still wet on this one. Missing the OFT paragraph and no OFT leaflet enclosed.- Type of DN: OVERDRAFT
- Date Received: 20/07/11
- Arrears £ 3575.49
- Balance £ 3575.49
I haven't paid the arrears...Last edited by Undercover Elsa; 1 August 2011, 13:48. -
Hmmm, Lloydstsb internet access...
Just tried to log on to my Lloydstsb account to check that a payment to it went through and although I am shown as logged in all I get is a message
Now these little darlings have been threatening court for my overdraft even though I have been paying it off, and I am now wondering (possibly... -
Helping my brother
Hi All,
I was referred to this site by a mod, so i hope you can all help.
My brother has a HSBC unsecured loan £13425.45 and an overdraft with them £-645.90
Now he was well off and had no issues with paying untill the last 2 months were his fiancee got pregnant... -
Barclays Reserve Usage Fees
A de facto limit of £1,000 if you go overdrawn without authorisation. £22 every 5 days plus £8 charge for each item returned over that limit.
I wrote a hardship letter to Barcrap Bank as they wouldn't let me have an overdraft. They wrote back saying "go into a branch and get... -
Niddy vs HBOS
Afternoon All,
Just thought i'd update my saga with the banks by starting another thread, in similar context to my others;HSBC
Right, as some of you will know I was with HSBC when all of a sudden they wanted to close my accounts, fine... -
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Butterfly's UE Diary
Hi Niddy & everyone
Just come out of a DMP & now wanting to sort out my debt, on my own. Hoping to go down the unenforceable route, this is it here goes.....
HSBC Loan
started 06/07/2005
£6675
defaulted 02/11/2009 (not paying)
DG Solicitors... -
Banks backing up bounced direct debits to get charges?, some screen shots inside
Hi all.
Wont go into detail but this is my account used for utility dds, yesterday I woke up and checked my banking and noticed a dd to talk talk which I had forgotten about. Saw that hsbc had paid it so figured no issue and paid in enough from main account to cover the overdraft. Hsbc say they... -
current accounts
my better half cannot seem to get a current account from anyone...
She had a basic cash account with Barclays, but that is it.
she has one default, which is 3.5 years old on her Equifax file, Call credit is clean, Experian is clean
we have a joint CCJ which... -
What to do about the O/D
Hi
Looking for some advice about what to do about my outstanding O/D. I know this is not UE so have been making £1.00 token payments for about a year to Debt Managers by SO. Debt is still with LTSB and I cannot find any evidence of a default notice, have decided to get my reports from... -
Hello...i need help!
Hi Guys and Girls,
I don't really now where to start i am feeling panicky don't know where to turn!
I am think of trying these debt comapnies but have been advised not too.
I have been looking into this unenforcability issue but i cant see the wood for the trees and need... -
A friend/Lloyds TSB/Overdraft charges!
A male friend who is a good friend of the family came to visit today.
He is dyslexic and has no use of the internet, so I did say I will see what I could do to help.
He will not mind me giving his first name, and he is Andy.
Anyways, he called into Lloyds TSB bank...
