Personally I think that DCA's are the lowest of the low (even lower than banks) and really do wish that the OFT etc grew a pair (as jezza kyle would say) and sorted them out.
However I am curious about the inner workings and why certain ones are used etc. Also do they keep tabs on people and target...
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Barclays Masterloan
Hi does anyone have the correct address for sending a CCA request to Masterloan?
I have used a couple of addresses but they keep sending details about an old Barclaycard for which there is no CCA!!!!
Thank you -
Experto Writing Requesting Signed Letter
Hi Friends, newbie here so apologies for any inexperienced errors. Have an old MBNA debt that has been with EC for some years. Have been making regular monthly payments.
EC were hassling heavily by telephone and had a flurry of unwarranted default notices. I wrote several times to have... -
Help with Cabot
Hi Everyone.
Firstly I would like to say thanks for all the posts and information being shared on here - I have found it really beneficial.
To cut a long story short I had problems in the past and got into debt, most is now sorted with the exception of an account with Cabot.... -
Citi - Opus - Cabot
Hi this is a good one!
Long story - very short, Citi rejected reduced payment offer in early 2010 but tried to stitch my OH up with an arrangement which would have cost much more long term.
S.78 requested March 10 ..... Nov 10 letter from Citi confirming no CCA therefore... -
MBNA PPI question
Quite a specific question on a refund of PPI.
We have an offer which is broken down into 3 parts.
Refund of Premiums. Our transaction paperwork agrees with MBNA's total
Interest. This sum equates to within £6 to all the overlimit fees.
These of course would not... -
ABF's UE Diary
Barclaycard
Paperwork states start as October 1997
Balance is recorded by DCA as £4,700 + change
Last payment was in April 2009, not paying anything at present
Current status on credit record is Settled, but has been passed to DCA despite being in dispute since October... -
Arrow Global - MBNA
I wasn't really sure what title to give this new thread as so many DCA's have had a go!
Long story short, this is my OH's CC which was originally with MBNA from around 20 years ago. Major reduction of income in 2009, offer made using CCCS dept remedy templates but they rejected the reduced... -
Barclaycard - CCA Letter Request - Satisfied?
Hello - was recommended to check this site out.
Whilst I am currently asking Apex/Cabot for a CCA request, I rummaged and remembered that on my Barclaycard I asked one from them in March 2012. I forgot totally about it and I don't think they've found a signed copy.... just need to check... -
Couple of questions ...
HI all,
Been a lurker, but have just registered ... I have a couple of questions I'd like opinions on please?
- MBNA told me they can't find my CCA, also & in the sme letter informed me that they would not be taking any action. Subsequently it's been "assigned"... -
Spentout's UE Diary
Finally starting my Diary.
Halifax credit card
Date commenced October 2005
Approx balance £7,500
last paid Last full payment Oct 2008
Have been paying small sum monthly, next one due soon!
Status defaulted/Terminated
Account owner Cabot
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Marbles not playing fair
One for Niddy I believe... Really not sure how to proceed with this:
Essentially I hold a Marbles card, taken out in 2002, and I now live overseas and have done so since 2008. I informed marbles back in 2010 that I was overseas and wanted to still use the card for purchases from the UK.... -
Arrow Global CCJ - variation requested
It's so reassuring that judges have our welfare first and foremost.
Hubby applied for a variation order on Arrow Global charging order on the house, we are struggling to find £30 a month to pay towards mortgage arrears and applied for a variation , the judge nenied it , he/she/IT ordered... -
Opus reply - No signed paper found....at this time
Hi all,
First post as advised by Niddy to join this forum set up for up to date templates and expert advise
I have been using some outdated templates on mse posts to the point that Opus have sent a final letter to say they will still send details to the credit ref agency... -
Pezman's Diary
Hi everyone - Had a few loans and credit cards during my life and did not see a problem with spending, working and playing, in 1998 developed a heart condition and had time in hospital and convalescence. Got behind and tried to sort it via DMC who promised the world and produced nothing. Have been paying...
