Hi Guys
Had a Credit Card account with Bank One around 2000 or earlier.
Halifax bought Bank One accounts in 2000.
I had debt on the account so tried to claim back charges pre the 6 year period, but failed in court (there is a story here) sometime ago.
Sent CCA...
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Halifax UE
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Cecilia PDL diary
I have 7 Payday loans. As you know from the other thread, I decided to get on top of things, when one of my PDL's did not reloan this month. I am still trying to sort out my Income and expenditure. It is sobering realising how long I have had some of these PDL's and how much money I have thrown away.... -
Warning - creditors are seeking judgments for smaller debts
Warning - creditors are seeking judgments for smaller debts
This is a duplicate of the Blog Entry made on 1st August 2013 21:33.
Statistics released by Registry Trust for the first half of 2013 show that consumers in England and Wales are being pursued through the courts... -
What does this actually mean for UE?
Hi all
came across this link on MSE.
What does it really mean for UE debt:
http://paulatwatsonssolicitors.wordp...t-arose-today/
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Are we Winning?
Is it me? Since I came back here a few days ago there seems to be a lot less daily traffic in the various forums particularly the debt forums than there used to be.
Is it the hot weather?
Time of year?
Has the law changed dramatically?
We have had more success?
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Got a good one this morning!
Well as the title says. We had a fax this morning from Guardian Recovery Services touting for business which says:-
" We are highly motivated and trained professional collectors who are legally permitted to visit debtors at home or a place of business"
Oh... -
Customer sues Halifax over 'harrassment'
Customer sues Halifax over 'harrassment'
This is a duplicate of the Blog Entry made on 8th July 2013 16:25.
*Amanda Roberts sued Halifax Bank of Scotland after receiving 550 calls from the bank over a single missed payment on a loan. *She had missed the...
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Old Marks & Spencer storecard.
Has anyone had any dealing with M&S? old chargecard/storecard, I know they have changed it a newer version, just wondered whether this might be UE. I know they used to sign you up in store, im talking ten+ yrs ago. If you go past date by one day they phone six times a day. I,m pondering as to what... -
Lloyds admits shortcomings in handling PPI complaints
Lloyds admits shortcomings in handling PPI complaints
This is a duplicate of the Blog Entry made on 11th June 2013 07:55.
Lloyds has admitted shortcomings in the handling of complaints at a centre set up to deal with PPI mis-selling. It comes as an undercover reporter at...... -
More than one account with same DCA at the same time
Hello!
Just wondering if any cross-referencing goes on (as far as people know) with DCAs when they're "administering" more than one of your accounts for different creditors at the same time? Or whether they're to be thought of as being completely separate?
I'm guessing... -
C.A.R.S Debt Collection
I will give you the full story firstly.
I had a dispute with 3 over an account, some rude CSA annoyed me so I told them where to shove their contract. I went away with work to Qatar for 6 months and came back to a lot of letters, I expected the account to default and I'd set up a reduced... -
Ireland overhauls insolvency rules
Ireland overhauls insolvency rules
New plans to deal with personal debt have been announced by the Irish government. A new state insolvency service has been set up to try to broker deals between debtors and lenders. That could force those in mortgage trouble to... -
Threshold introduced for charging orders
Threshold introduced for charging orders
This is a duplicate of the Blog Entry made on 8th April 2013 12:14.
Creditors can secure a debtor’s property against unsecured debts as low as £1,000 due to new regulations on charging orders which have come into...
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Business C/C
Hi everyone,
My better half is being chased for a business credit card debt from our defuct business.
Quick background.
Our business went bust in 2008 so this card was from late 2007 or more likely early 2008. Business was a partnership.
Apart from the initial...Last edited by lookingforward; 3 April 2013, 13:41. -
Payday lender harassment/ threat to contact employer
Now I normally just ignore these guys but they are texting and emailing me with a statement:
"We will also contact your employer on the next working day from the date of this email. "
I don't actually think they will, but have kept the emails, and taken a screenshot of...