Type - Bank Overdraft
Started - 1990's
Balance - £600+
last payment - may 2012 £1.00
Present - not paying
Status - Defaulted April 2007 (now off CRA file)
Owner - cabot financial (uk) ltd
I used to have a bank account with x bank then transferred to...
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Lowells and CRA.
Original debt was with Barclaycard
Last payment june 2009
Default notice served by Mercers 1st October 2009.
Went round the houses, via Mercers,Scotcall,Calder, Credit Solutions, Power 2 Contact, AIC, and Wescot between October 2009, and May 2011.
Then nothing... -
Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies
For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf
Additional info from the ICO website --> https://ic... -
Arrow Global, "Debt Managers"
Hello all
Firstly, Niddy - I did manage to learn how to post a new thread. A very old dog I confess to being, but I did manage to get there eventually!
After you helped and guided me to a good outcome with 1st Credit some months ago, for which I main very appreciative; a new battle may... -
Barclays Masterloan re-appearing om my credit file after 7+ years
Hi, apologies if this isn't posted in the correct forum, but I'd be grateful for whatever help/advice you can give me, please.
Please also see attached screen print from latest Equifax file.
Here's the story:
(1) Barclays Masterloan taken out in 1998.
(2)...Last edited by florish; 29 September 2015, 17:11. -
Barclaycard recording SB debt as up to date
I received an email alert from equifax that my credit file had a new entry, on checking it I found that there was a Barclaycard master loan registered on it as upto date and saying payments had been made since jan of this year.
i have not made a payment to this account since may 2009, I requested... -
HSBC advance monthly charges
Does anyone know what the monthly charges of 12.95 entitled you to? I've got my sar back but there was nothing which included a breakdown of what you got for the monthly fee other than overdraft facility. I know there was things like phone insurance but can't remember what else.? -
Demand for preferential payment.
My mother has had a demand for £19,000 by the solicitor company acting on behalf of trustee as they are saying I made a preferential payment to her 12 months ago.
Basically I had borrowed money in my mothers name to consolidate debts because I could not get credit myself.
... -
Iredeemably Unenforceable & the Credit Agency Default
This thread is a quick reminder that in any litigation you may encounter whereby you get the debt deemed Iredeemably Unenforceable (by a judge) means that the claimant must purge or at least correct any CRA data recorded against you.
As the CRA reporting system cannot differentiate between... -
Barclays closing account after requesting they temporarily freeze charges
Hi all,
Can you offer some advice on this situation?
My wife has 2 accounts 1 barclays current (£300 od) and 1 barclaycard (£3,0000. She was made unemployed a few months ago so we wrote to Barclays to say she is unemployed and couldn't meet her repayments at the moment. ... -
fwil's diary
Updated Tesco 17/1/18
Background: My DMP of 2 years ended due to missing payments, planning to go self-regulated DMP if all debts (approx 15k) are enforceable.- Type of account Tesco credit card
- Date commenced 6/1999
- Approx balance £4500
- Date last paid July 2012
- Are you on arrangement
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Help Repairing Credit File
A few years back I had a bit of a meltdown after my marriage failed and through a period of depression and "head in the sand" my financial dealings deteriorated and imploded!!!3 years later I'm back on the straight and narrow and trying to rebuild my life.... and my credit file!!!There is... -
mgfboy started a topic Notice of a new Barclays default on an account that has already been default over 6 years ago!!!in DefaultsNotice of a new Barclays default on an account that has already been default over 6 years ago!!!
Afternoon All
It's a long time since I've been on here and I must admit , I though my journey was nearly over.
Today I had a letter from Barclays saying that they had made a mistake and because of a CCA cock up they shouldn't have charged me interest and they have refunded... -
Debtguy's UE diary
Hi everyone
I posted this in May in AAD+ and now have got some replies (and time to post them). All accounts still current and being paid because I have a pension in the UK (but that's all!), and I am waiting for the outcome of Horton v Henry, which has now been postponed until Jan 2016,...Last edited by debtguy; 25 August 2015, 21:53. -
Default Date
Hi All
I need some advice regarding a Default Date.
A Default date is on my credit file dated 26th November 2009.
The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.
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