Following on from the 'Charging' threads I've read about joint debtors I have a few questions of my own and would appreciate any advice.
I have a charge of appx £11'500 on my property. The claimant's always sent me court documents by recorded/signed for delivery but in this instance...
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Property charging order queries.
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£1.6bn of judgments against consumers in 2013!!
£1.6bn of judgments against consumers in 2013!!
This is a duplicate of the Blog Entry made on 13th February 2014 14:06.
"Consumer debt is still at dangerously high levels" with "536,700" county court judgments against consumers in 2013 and "602"... -
Payplan emaile'd me about the annual review
I wrote back telling them we don't need one as we are not paying the creditors as the debts are UE
I got another email saying , that it is a creditor requirement that an annual review be sent to them .
I wrote back saying , as there are only 2 accounts that are being paid... -
Help with old 1997 Debt
Hi all,
I would appreciate some advise on a small problem I have regarding one of many debts but this is the biggest. Yet once I do this once, I can do it to the rest. This one has a bit of a twist though.
Background info - Oct 1997 loan £8000 via Halifax. Was supposed to... -
Charging Order on an Unenforceable Debt?? Help/advice required.
Hi,
A Charging Order was set against my home in late 2011 for the sum of approx 3K by HFO Capital for a Credit Card debt of £1600 (for a credit card which was allegedly taken out in 2002 and used up until early 2006).
I honestly knew nothing of the 2011 Charging Order or... -
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2 buy to let flats
Hi Guys,
Just been mulling over my debt issues that are listed in other threads. One of my biggest fears is losing the 2 buy to let flats that I have in my name. The reason for this is because they essentially are not mine. Family had lent me the money to convert a house into 2 flats before... -
unenforceable update ??
I am now coming upto 5 years after last payment on several cards from various cc companies/dcas. so on the home straight for SB
All's been relatively quiet but capquest recently bought a ltsb account and are coming on strong I attach a copy application/there are a couple of anomalies as... -
charging order
Hi Guys,
Its been awhile since i last posted, mainly because ive been able to manage my debts via making monthly instalments. However one of these debts is from an old buisness that ceased to trade and was left with an overdraft that i couldnt pay back. This was around 3/4 years ago. I... -
Potential Charging Order
Hi all,
my wife and I are about to get a large invoice (£30k ish) for dilapidation charges on a shop we used to lease from a very aggressive landlord. We will fight it but after taking advice, realise that we haven't got much chance.
We currently have about £40k on cards... -
full and final on a ccj
i have one ccj with lewis group and that along with drysdenfairfax are the only 2 creditors being paid from my payplanplus account, the ccj is £3.89 a month and the outstanding balance is £680 ,we are thinking of offering these a full and final and then dumping payplan and just paying drysdenfairfax... -
Should i CCA
Stopped paying 1 year ago. 5 credit cards.
two have dissapeared from noddy credit file thingy.
one was mbna, but i think its been sold to aktiv.
should i CCA , and i do, is it to aktiv?.. (not mbna), and
should i cca the other 4?
have 1 ccj,... -
OK so where to go next.
I've been reading a few forums and although many things make sense to me, it's a difficult decision to know where to next.
Quick overview. My folks have around £12k of debt owed to various creditors; two accounts with Cabot, one with CapQuest and two with Capital One. With Niddy's help,... -
Change Charging Order & Bankruptcy Thresholds e-Petition
Change Charging Order & Bankruptcy Thresholds e-Petition
This is a duplicate of the Blog Entry made on 10th April 2013 10:08.
*Change Charging Order & Bankruptcy Thresholds*
We call on the government to stick to the original promise to raise... -
Threshold introduced for charging orders
Threshold introduced for charging orders
This is a duplicate of the Blog Entry made on 8th April 2013 12:14.
Creditors can secure a debtor’s property against unsecured debts as low as £1,000 due to new regulations on charging orders which have come into...
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