109 results in 0.0042 seconds.
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Aktiv Kapital issue, advice possible?
Another issue I have is with Aktiv Kapital. They allegedly bought an MBNA CC debt. I have asked them four times now for the agreement involved and have had no joy in obtaining this. The last letter they sent just asked me to confirm my previous address and date I moved house to assist them with... -
Any advice with Capital One possible?
Hi, I'm new here and was hoping for some advice (I have a few different issues so will post separately and hope that's okay). I have been in contact with capital one since last September (2013) when they started contacting me about an outstanding amount. I was not happy with the figures so decided to... -
Received Claim from BW legal
Hi, My partner has just received claim via CCBC from BW Legal saying the Claimant claims XXXX from defendant under a Current Accounts Agreement regulated by the Consumer Credit Act 1974.
As far as my partner can remember she has never held any such account. What can she ask BW to provide.... -
Mr & Mrs Battendowns Battle
About time for me to start my diary for myself and Mr Battendown.
We're in a lot of credit card debt, in excess of £40,000.
We have a few CCJs between us.
We are in an arrangement with some of the credit cards, and haven't paid the rest for a few years.
Most of the debts are... -
Help with old 1997 Debt
Hi all,
I would appreciate some advise on a small problem I have regarding one of many debts but this is the biggest. Yet once I do this once, I can do it to the rest. This one has a bit of a twist though.
Background info - Oct 1997 loan £8000 via Halifax. Was supposed to... -
Charging Order on an Unenforceable Debt?? Help/advice required.
Hi,
A Charging Order was set against my home in late 2011 for the sum of approx 3K by HFO Capital for a Credit Card debt of £1600 (for a credit card which was allegedly taken out in 2002 and used up until early 2006).
I honestly knew nothing of the 2011 Charging Order or... -
Question about aknowledging the debt /s are yours....
If one has only just stopped paying towards a debt and then stops and it is sold and then one asks for CCA..... can they not come back with a "well look, you paid this account until xx/xx/xxxx so you KNOW it's your debt?" -
Prescribed terms...again..
Been a while since I've touched base with this so maybe someone can tell me the 'latest' ?
Most s78 requests seem to arrive with a copy of the application form (aka an agreement) which often refers to terms 'overleaf'. However it seems when copying this document the OC's haven't bothered... -
Chaplins diary
Hello AAD members this is the start of my diary-hope i set it out correctly.
Bit of background, I am currently suffering with anxiety and depression and on IB and have been for a number of years now, my partner works part time and is on a DMP with Payplan, we have two children, house is... -
NRAM
I have a Northern Rock loan account that I haven't paid into since December 2009 after I was told by Eastleys Solicitors in Paignton that the loan agreement was UE. However, I have since been informed by Niddy that the debt is in fact enforceable! The account has been passed to various DCAs but I have... -
Intelligent Finance loan PPI/Di30
Right, this will be a long shot as its from the early 2000's about 2002 or 2003, but I have details of each payment made each month and PPI.
However, the difference is the repayment of the ppi was separate to the loan, but despite that, there was no choice given and it was payable to Pinnacle,... -
Vodafone & Zinc - CCA Request
I sent Zinc a CCA request back in 28th May and have not heard anything since. They are WELL over the 12+2 days limit, I am trying to find the correct next letter to send them but I am not having any luck finding it.
I know they have received it as it was signed for the following day. -
Incorrect Default Notice?
Hi all,
Hopefully someone can help me.
I had a debt with o2 at the back end of 2011 which was officially passed to moorcroft group on the 1st february 2012.
I did not receive any correspondence (phone, letter, email) with o2 before the account was passed to moorcroft....Last edited by bbmama; 23 June 2013, 17:40. -
£1 cca taken from debt!
Evening folks,
Dont know what to do with this, my better half requested cca from Apex/barclayscard begining of april, got no reply, sent reminder begin of may and still nowt.
Come today, another demand for cash but the debt has gone down by a pound! Coincidence? I dont... -
If you ever wondered
Ever wondered how much they pay for your debt to hassle you and make your life miserable.
Have a read of this and see what our friends pay.
Disgusting to think its 4%. And if this is an average just think what a crap portfolio costs. Do the banks actually pay them to take...