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  • happy_bunny
    started a topic Happy Bunny UE diary

    Happy Bunny UE diary

    Hi

    Posting this as suggested by Niddy.

    Will be emailing him a few CCAs to check soon. Logged in separate threads.

    Had enough of being treated like crap by banks and being rate jacked before they were stopped. I know I borrowed the money but they ave abused...
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  • Canada Square Operations & Egg & CRP

    Morning all,

    Had a random letter yesterday from Canada Square Operations (new name for Egg from what I gather form letter).

    It is in relation the Cardholder Repayment Protection that was on the card (CRP). The card is enforceable (Niddy checked) and been paying cabot financial...
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  • MBNA/Varde/Experto Credite/Aktiv Kapital

    Good evening everyone,

    Posting on behalf of Mrs Baker.

    In December 2010, she sent a Section 78 request to Experto Credite re an MBNA credit card debt that had been defaulted. They replied, saying they would contact the original creditor. They then wrote again, saying the...
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    Last edited by GlennBaker; 14 March 2013, 21:57.

  • churchman
    started a topic Churchman's UE Diary

    Churchman's UE Diary

    Lloyds TSB

    Type of account - Personal Loan

    Date commenced - Sept 2005

    Approx balance - Approx £12,000

    Date last full payment - July 2009

    Are you on arrangement or not paying - was paying £1 pcm, stopped Oct 2012

    Status -...
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    Last edited by churchman; 25 July 2026, 15:05.

  • reading1
    started a topic DLC Threatening CCJ

    DLC Threatening CCJ

    Hi All
    (Thanks to Niddy for prompt help in registering)

    I would appreciate any help on this situation.

    I entered into an unofficial debt management plan with around
    15 creditors around 8 years ago, after being through the mill with a debt management company who...
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  • winjas
    started a topic PDL Diary

    PDL Diary

    Right i tried the nicely nice approach to PDLs i owe and for two months have got nowhere at all! So i am switching to Niddys PDL Templates (the living in car ones! ) and thought it would be good to create a topic seeing how we get on. Something tells me this topic could run for a year or two, in...
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  • mgfboy
    started a topic marlin /barclaycard letter

    marlin /barclaycard letter

    I had a letter in the post from Marlin and Barclaycard this morning re a Barclaycard account, saying that Marlin had been assigned all the rights etc.

    I had a look on my credit card report and couldn't find anything that matched the account no on the letter, but when I checked the amount...
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  • putupon12
    started a topic M&S

    M&S

    does anyone know anything about M&S personal reserve account card,was it a credit card??? and also is a chargecard a type of credit card? my OH had these and was talked into paying them off with a loan.wondering if there are any ppi on them.
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  • Spud
    started a topic Spud's UE Diary

    Spud's UE Diary

    NatWest Credit Card


    Start: Feb 2002
    Balance: £ 4083.21 ( As of 16th Nov 2012 – They do not send statements)
    Last Full Payment: Approx Nov 2011
    Present Situation: £1.00 Token payments that they say they cannot...
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    Last edited by Spud; 4 February 2013, 02:46.

  • Gary1981
    started a topic Need help with Payday Lender please.

    Need help with Payday Lender please.

    I got a loan from Mr Lender last February for £350, and I couldn't afford to clear it off at the end of the month, so I rolled it over, paying £105. Same again, the month after, and then the month after that, so I've paid most of what I was loaned.


    I lost my job not too long...
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    Last edited by Gary1981; 29 January 2013, 13:23.

  • cader
    started a topic First reply from DCA

    First reply from DCA

    Hi all. This is my very first thread on this forum so hey,I'm a virgin,be gentle with me!
    I received a demand (and mobile fone calls aplenty)from a DCA acting on behalf of a bank. This alleged debt originates from the late 1990's. Having researched and acted through various websites I was recommended...
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  • LippyKid
    started a topic Barclaycard not chasing me??

    Barclaycard not chasing me??

    Hi all

    Sorting a few financial things out and I have come across a barclaycard statement I knew I had but had totally forgotten about (the a/c has a balance of 4K and is seriously overdue, statement date Feb 2012) it has an income vs expendiute sheet with it as well so must I have contacted...
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  • DebtMagnet
    started a topic Help with Cabot please

    Help with Cabot please

    Hi all, I'm new here although used to read Niddy's threads on the green top all the time.

    I am in a DMP since 2010 when the cash finally ran out and most creditors defaulted me. Longer term plan is to come up with F+F in the next couple years and finally get out of this debt hole I have...
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  • allthatglitters
    started a topic Allthatglitters' Diary

    Allthatglitters' Diary

    A bit lost, but think this is what I'm supposed to do:
    • Type of account: Unsecured Loan

    • Date commenced: April 2005

    • Approx balance: £12,000

    • Date last paid: Aug 2009 (It think)

    • Are you on arrangement or not paying: Was on arran
    ...
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    Last edited by allthatglitters; 26 April 2013, 10:04.

  • julian
    started a topic Stats on wins?

    Stats on wins?

    Just struck me that there are various court case wins/losses and unenforceability issues covered in the forum. Are there any tallies to give users a view of (likely) successes in generic or % terms?

    e.g.
    pre 4/2007 agreements

    Bank Cases Win...
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