Hello all
A while ago I saw on the internet that for several reasons some pre 2007 C.C.A. agreements may be unenforceable and as I have a 2002 Credit Card agreement with Capital One which is in default I became intrigued so investigated further and came across this forum. The postings...
307 results in 0.0030 seconds.
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CAPITAL ONE CREDIT CARD
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bammers UE diary
Hi everyone, this is the first post in my diary - hope I've followed the instructions ok!
I have a number of debts but it has been pretty quiet over the last 18 months so I wont post details of the others but I have recently had a few letters on this one so have given the complete background from... -
1St credit letter before claim
Hi all,
I am an old member, I have posted all my debts here, and initially sent my CCA but never followed through. I have been through so much pressure in life, and I kind of buried my head in the sand. I ignored all calls, and letters, and all my accounts have been passed through so many... -
Default - Santander Student Account
Hi All,
Hope I'm following correct procedures here as I'm new to the forum.
Basically whilst at university I had an account with Santander. A mixture of illness at the time and general 'being a student' meant that the account wasn't kept well in order, I was often maxed out with my... -
How to get started making £1 token payments and making ff offers.
Hello, 1st time user here,thanks for the welcome.l have been looking at your website with all the valuable information you have and was hoping to use your help.
Here goes,
I'm looking to either pay token £1 payments or make full final payments.
I'm currently on a debt management... -
Change from joint to single account
Hi everyone, I need to get a new bank account, the one I have now is a joint account but when I change I just want it to be in my name (only my salary goes in there and I pay all the bills), does anyone know if I will have any problems doing this? If I apply for a single account and use a transfer... -
Current Account Upgrade...
I am thinking about upgrading my current account and talking my daughter into doing the same. For £15 a month (each), we would get:
Car Breakdown cover
Mobile Phone Insurance
Home Emergency cover
Worldwide Travel Insurance
All for 12 x £15 a month = £174... -
Halifax Mortgage
Hi this question is not for me but for a disabled friend. I am not sure where it should go. I have to go out now so won't be back till later.
My friend and her ex husband had their house repossessed in 2000. This left an £11k shortfall on the mortgage. I discovered yesterday that... -
New start.....
Finally went bankrupt today, a number of factors in the end - but feel glad to have finally done it. Was supposed to happen yesterday, but the judge couldn't come so I got to court to be turned away!
Court were very helpful in rebooking me for today (before the 10am opening time too so... -
First Time Buyers
Hi guys,
Me and my partner have had a mortgage in principle agreed, but I just have one sticking point at the moment basically the finance agreement for my car is in my dads name and he wants it transferred to me before I leave the area, so basically I just wanted to see what the... -
Another Homeserve miss-sell?
It is my believe my mum in law who lives with us has been miss-sold a homeserve policy, she pays and always has done the water bill for our property and thus believe that was the root to being sold it.
All this is unbeknown to me and only just found out by checking her bank statement due... -
Moving money about
I have balances on a Flybe and Tesco Mastercard that i am hoping to port over to an Interest free card with view to paying off ASAP.
My most recent default was June 2011 so I called my Bank (lloyds) to see if i was showing eligibility for one of their balance transfer... -
linnite's diary
OK here goes:
All of these have been paid up to July 2014 but I'll stop paying the DMP when I send the CCA's.
Admin Edit - Main thread is here --> http://forums.all-about-debt.co.uk/s...e-things-(DMP) -
General idea about where to take things (DMP)
Hi,
Sorry about what will probably be a long post.
We have a DMP (Step Change) that started just under 6 years ago and we have got down from £54,000 to £30,000
We have been very good payers on it and have kept everyone happy.
As you might guess...Last edited by linnite; 27 July 2014, 21:49. -
Fury as banks send Wonga-style legal threats to customers
Fury as banks send Wonga-style legal threats to customers
This is a duplicate of the Blog Entry made on 4th July 2014 10:37.
*MPs condemn ‘dishonest and distressing’ tactic* * *Barclays, Lloyds, Halifax, RBS and HSBC among firms which sent letters* * *Providers......
