I really should have started these before now!

Capital One

Credit card taken out in 1999

Current dca is Robinson Way
Approx balance outstanding is £1400
Niddy has said that it's UE

August 2007 CCA request sent to Capquest
Last ...

26
owe around 5k in debt
5 defaults (didn't know littlewoods defaulted me until i used free trials to check my credit report)

last default was for me to able to pay littlewoods caterlogue registered 28/04/2012

oldest default 17/10/2010 HSBC

I basically...

Hi

I notice 1st Credit have recently purchased a tranche of HBOS agreements which usually starts with them sending a Notice of Assignment followed by some lame threat, usually a threat to make you Bankrupt.

Now the thing with 1st Credit is that they make these threats deep...

Hello again,

This post concerns an LTSB personal loan from late 2005 (around £18,000) which is in dispute and has been since May 2010, both a CCA request and a CPR 31.14 request (I was sent a notice of Intended Litigation and a Litigation Warning letter from Moorcroft and the latter...

Hi Niddy,

I am new to this site, so apologies if I have understood* anything incorrectly

Right where to start..........

Over the past year my situation has gone from bad to worse. My life personally has been hell with family tragedies and a divorce looming, all...

We have our debts in a plan with payplan, we are on interest only mortgage and we certainly don't waste one penny if we can help it, the problem is this.

We pay our mortgage at the end of the month and the council tax and payplan on the 15th of every month, other bills on various dates...

Had a random email from MH this morning. Now I already "deal" with them over an alledged Quik Quid debt but the reference numebr is different.

Private & Confidential - For Attention of MR JON XXXXXX.

We have been supplied this e-mail address to contact MR JON...

Hi I have been reading the unenforcable threads and have decided to go down this route as I'm going to be dead and still owing money to my creditors .usual story started off good then ending up with depression (not using this as an excuse) but when I spent I felt a little bit better ,I have nothing...

I have a DMP via a dMC and they pay 5 accounts all to DCA's.

Wescot for AAvisa/BOS still get regular statements fro AAvisa

Iqor for BOS get some statements fro BOS

Equidebt for Cooperative bank get rare statements

Spratt Endicott Solicitors for...

Hi all
Well I am kinda in a huge mess. I have c. 40K of debt made up of overdrafts, personal loans, credit cards and payday loans. Currently most of them are being managed for me by a DMC and have been for a few years. I don't want to bore you but just as I get things steady i take out more payday...

a debt of mine for lloyds was passed to the moorcroft group despite me being on an agreed payment plan, after reading a thread on I followed the advice of sending a request for a CCA with no signature on the letter. I have received a letter back stating that all cca requests must be signed to ensure...

my husband suffers mental illness 5yrs+ since got gambling addiction, he gamble online casino used his and mine creditor cards i only found out when the statement come he promised not do it anymore unfortunately he been chasing his lost carry on and on. The debts were pile up and we don't know what...

Hi all, I'm new to this but here goes................any advice much appreciated and gratefully recieved

I've been on a dmp since Jan 2007, i was approx 45k in debt and was unable to meet my monthly commitments. National debtline put me in touch with payplan who set up a dmp with me....

Good morning everyone. Hope I have posted this in the right section, please feel free to move to another if necesscary.


I would appreciate any help/views on the following problem.
Back in early 2009, a court case regarding my husband’s credit card debt was discontinued...

Hi This site has been reccomended to me as I am in debt problems hoping someone can help me along the way :-)

Bit of background quickly have recently lost my job and am working temp work Sarah76 has reccomended I come on here to see if anyone can help

Thanks in advance ...