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Welcome to Dantayler
Hi Dantayler and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We... -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
Pounds to Pocket
Hi SnV,
Happy New Year to you, let's hope it s kind to all of us.
I thought I would start a new thread for P2P, which was incorporated in my LS thread.
If you remember I sent a letter of compliant in April 2015 and received a response back saying I would have... -
Creating a new thread for Payday Loan debt
Hi All
Payday loans are simple, but confusing, products as they were not something that those drawing up the Consumer Credit Act really thought about. Changes were brought about by the FCA in January 2015 that sought to address that. Consequently, the ways to combat PDL debt can vary... -
Lending Stream and Sunny Problems
Hi
I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan but have yet to hear from them.
I want to know if I will get into... -
Need for 6 monthly statements as per CCA. Minicredit
If no notices or statements have been sent under ( I think) S86 on an outstanding PDL does this bar them from adding any interest and charges.
Situation being
Took out a minicredit loan stating I was in receipt of benefits (got screen shots to prove that)
My credit file... -
Struggling with a lending stream, well 4 LS loans...
Hi there
I currently have 4 lending stream loans that I am struggling to pay. I've been in the payday cycle for a while now and have decided that I am going to have to pay smaller amounts and clear the balance over a longer period. I was searching for some advice online and came across... -
Payday loans trouble
Hi all
I have managed to get myself into a sticky situation with payday loans. My partner was on unpaid maternity leave and i took one out with Lending Stream to help cover bills. I couldn't afford the repayments and now have two further loans from Sunny and Payday UK to go with 3 from... -
FCA price cap on payday lenders to 'put an end to spiralling debt'
FCA price cap on payday lenders to 'put an end to spiralling debt'
This is a duplicate of the Blog Entry made on 11th November 2014 09:45.
*City regulator confirms proposals to cap interest and fees on payday loans in an unprecedented crackdown on the industry* Borrowers... -
marling - mobile/ebay
hi all
I already have threads under unenforceability diaries and PDL loans.
I have three general debts, 2 with EE for mobile contracts and one with ebay for user fees.
1. EE mobile contract terminated by them for £297, this was then passed onto Buchanan clark wells they added... -
URGENT Possible Court Action?
Hi everyone,
I've just received the following from Digital Financial Services (New owners of debts from SpeedCredit)
Dear TM,
Total Due: £4076
Please be informed that your loan is still outstanding with Digital Finance Services UK for the... -
robinson way
Hi everyone
A few weeks ago a family member received a letter from robinson way asking if he/she had lived at a previous address. He/she did live there once but moved away from the area about 15 years ago, robinson way wanted he/she to contact them to verify if he/she was the person they... -
The Wonga/FCA ruling - what it means for PDL debtors
Most people will be aware of the FCA ruling that Wonga have failed to conduct affordability assessments correctly when making loans, with the result that Wonga effectively have to write of £220 MILLION of 'business' due to lending to people where they allegedly (though as the FCA have ruled on the... -
Wonga
I have two unpaid loans with this shower
One taken out in 2008 , defaulted and a repayment plan started and then stopped in 2012
The other taken out in 2012 under the same name , same address etc. The both appear on my credit file
After the recent announcement... -
Lending stream four loans advice please?
Hi all, it's my first time posting on one of these pages-ever! I need a bit of advice please.
I have four separate loans with lending stream, adding up to just over a grand. My husband left myself and our children last September which is one of the reasons I took out so many loans with them as...
