I bought a house a few months ago and unfortunately British Gas was the incumbent energy supplier. I went through uSwitch to change provider as soon as I could but I was stuck with BG in the meantime.

These clowns subsequently sent me a final bill based on what they claimed were "actual...

So if I have a debt with a company who is Capquest but CCS Collections send me a letter saying I have to pay them on behalf of Capquest who should I send actual payment to?

Hi all, Ive got numerous debts and have been following the great advice given on here so it's time to start the diary I think..

The Acenden Action site has been closed down but had in just two years over 100000 hits. The site was supporting a large number of people to resist attempts at repossession by Acenden a DCA acting on behalf of a range of former Lehman companies such as Southern Pacific Personal Loans, Southern Pacific...

Just for interest and so I don't post on the Help Thread Niddy started to other day.

I have been digging around Marlins History.
Marlin are owned by Black Tip, Black Tip are owned by Yorkshire Investments, Yorkshire Investments are owned by Duke Street, Duke Street is now owned...

We have our debts in a plan with payplan, we are on interest only mortgage and we certainly don't waste one penny if we can help it, the problem is this.

We pay our mortgage at the end of the month and the council tax and payplan on the 15th of every month, other bills on various dates...

Right,

I have put this on another forum but keen to get as much help as possible.

I have on my Credit Profile 3 x defaults:-

1 x Mobile Phone (T-Mobile - Capquest)

1 x Credit Card (Halifax - iQo, however iQor say this has been passed back to...

Hi,
I have received a response from Blackhorse today regarding my PPI complaint.

I originally sent them a SAR to which I had this reply:

"unfortunately I have not been able to locate an agreement for you, please provide an agreement number or date of birth etc"....

Hi folks,

despite the thread title, I actually feel quite positive about my situation. I've read enough to get tackling my cc debt straight away so have begun but I will read up some more in preparation for the next step. I'll post my progress here as required.

Thanks for...

Relevant to CCA requests when the agreement has ended or there is a CCJ in place...

Hiya,

Pease forgive me if this is in the wrong place am new to the site i found you guys whilst googling the above company.

Basically i have receieved a letter from the above today, titled a verification letter and asking if i am the same person who lived at a different...

Right then.
Now Niddy please don't shout at me
If you have a debt that is with a DCA and you pay them, but they don't pass that money on to the owners of the debt and this went on for 6 years would that then make the debt UE.
I was reading this on another site by one of my...

I'm new to the site, i just got a letter from a link financial, i believe it could be 1 of 2 things, student loan from back in 98 or store card which i only owed about £100 in 2000 but i was skint and chose to ignore, do you know if Link Financial buy student loan debt? thats what i'm worried...

Hi all, newbie here for some advice please.

I received a letter yesterday from Ruthbridge saying they have got my address from a credit agency and asked my to contact them. If i didn't a rep would call me.
I have rechecked my Equifax report and some old reports and noted that i had...

Did try posting earlier about this but puter started playing up lol.

Anyway, what I would like to know because I am curious about this.

Is back in May 2007 we went through a Re-mortgage application directly in branch (Lloyds) via C&G.

Due to affordability...