We all know Banks can not be arsed to manage their defaulted accounts..Keen as they are to suck you in, increase your credit limit, charge you for anything and everything and then come down on you like a ton of bricks soon as you really need them to provide some support....
but what is...
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When your Bank sells your debt....
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1st Credit - Old Lloyds CC (circa 2000) Threatening Bankruptcy
Hi all,
Starting a shiny new thread to track my perilous journey with these cowboys.
To start off, the have just bought this off Lloyds, it's not been paid for some time (possibly nearing statute barred but must check.) Had the fishing "we're contemplating a statutory...
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Cycle to work scheme - for against?
Just having a chat with some colleagues; some for, some against the scheme.
I've had a read through the guide and the way i see it is a 0% loan on a bike and accessories with no guarantee if its yours at the end because its owned by your employer.
I understand that most people end...
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Leaving DMP, taking them on.
I am a newbie posting for the first time.
My OH has been paying 6 unsecured debts via pay plan for the last 7 years.
We've reduced the debt from £26k down to £7k.
However we offered a f&f of 40% to all creditors.
To our surprise the settlement figures had added charges...Last edited by odetter; 27 November 2013, 15:49.
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HSBC Possible miss-sell of Account "Benifits" reclaim?
Hi peeps.
Basically, my mother has had a HSBC account for quite some time. She mentioned to me a few weeks ago she was paying £12.50 a month, when i asked what this was for, she said, i think its a charge for using cheques and direct debits.
I told her it was strange as my...
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Chances of reclaiming CPP pre 2005?
Mother was paying CPP for her cards for some time, until i told her to cancel it around 2007.
I hear that she should be notified of miss selling if it was after 2005, but her CPP payments go back beyond this i believe.
Isnt a lot, and was paid annually. She has no information...
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Welcome to katipuss
Hi katipussand welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We don't bite, Help will be on its way, whatever...
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AAD Uses Skimlinks!
AAD Uses Skimlinks!
This is a duplicate of the Blog Entry made on 2nd August 2013 16:04.
Skimlinks is commonly used on many forums — it tracks links to some retailers and service providers, and if that click then generates revenue, this site is paid. We have...
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What does this actually mean for UE?
Hi all
came across this link on MSE.
What does it really mean for UE debt:
http://paulatwatsonssolicitors.wordp...t-arose-today/
HB
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Paid Virtual Private Network
anyone any suggestions of a good service I can use?? with virgin media for a while now & sites I use for the odd download etc are being taken down by virgin faster than a proxy can sprout up..getting pretty fed up with it now...so any suggestions would help no end!
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Are we Winning?
Is it me? Since I came back here a few days ago there seems to be a lot less daily traffic in the various forums particularly the debt forums than there used to be.
Is it the hot weather?
Time of year?
Has the law changed dramatically?
We have had more success?
...
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Credit card agreement
Hiya All,
Quick question please. Is a credit card application classed as agreement
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A year already
Well it is a year today i joined this forum, i was relly fearful of going down the UE route as i and my husband were realy intimidated by creditors.
We know different now of course, with the support from everyone here we know it is the best thing we ever did, we have more money in our pockets...
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Saw this on MSE?
I saw this thread on MSE today after googling... Is this legit? Could it be? I want to say congrats to the guy but there's no way someone could do this surely???
Debt free as of 08:00 this morning - MoneySavingExpert.com Forums