Had a couple of interesting developments with some ol;d PDL's and am after thoughts

1) Minicredit, borrowed about £200 and within months it had shot up to c£1200.
With some help from Niddy sent a lovely letter threatening hell damnation etc. I have not heard a peep since
...

I have balances on a Flybe and Tesco Mastercard that i am hoping to port over to an Interest free card with view to paying off ASAP.

My most recent default was June 2011 so I called my Bank (lloyds) to see if i was showing eligibility for one of their balance transfer...

Thought I should start a thread on this, don't know how this reclaim is going to go!!!

Took out the card approx Nov 2008 and only ever used it to transfer balances when the were offering 0% deals, had a DD set up and basically left it alone. Checked on the account in 2010 and noticed that...

Hi
I'm trying to manually work out how much money I might get if I had a successfully reclaim on a Lloyds cc.

I have every statement from 2000 to 2011 when I defaulted.

It started off with a balance of £1500 and they kept raising my credit limit to £8,000. The...

I want to start by saying i don't think i've spotted this documented on AAD, but if it is then i will have to take a smack on the chin!

I have two cards which have a limit (£1500 and £1000) which is much more than i realistically need. I do use these...

Hi

ive been in my overdraft since last may with my bank. Im nearly in credit with my bank now but am concerned that debt agency will see that I'm not using the OD anymore.

Ive had several letters in the past from them saying that they know the balance of my bank account....

Pretty simple question on this.

What should we really expect from the creditor when we do a CCA request?.

This is not something that you would think they could get wrong. And something that must be easy to put right. So not something I am hanging a hat on.

So say...

where do i get details of accounts,start date .payplan only state creditors current status.of debt.not when account started.do i have to get credit report to get this info.sorry but confused.

Hi all.

I've been in a lot of debt for a while now, and last year it took a turn for the worse. I lost my job and was kicked out of my parents house for a bit, so lived with my partner in a flat we managed to secure elsewhere. This added to expenses amongst other things and whilst we continued...

For many years we have 2 dogs, one small, one largish. We now have a giant 2 year Los who gets lonely as everyone is scared of him! 80 kilos running to play with a human or dog can be scary
our little JR tartar died in January.
2 weeks ago I bought a 10 week old JR puppy from a farm;...

I am trying to find out exact tota debts and the only way is to view credit report. I have sorted mine as I have a debit card. I am having problems finding anywhere I can get my wifes report from....she only has a basic bank card for deposit and withdrawal.....
Trying to view online of course....

My Debt has finally been sold to a company called Aktiv Kapital, any one had any dealings with this company?

Cheers

> WORK IN PROGRESS <

Background
In 2011, the tenancy agreement in my old student digs came to an end. As I was no longer a student, I needed to find private accommodation. I formed a group, and we all got along well. We found a house, paid non-refundable letting agency fees,...

I have taken out a free trial with a CRA which compares both equifax and call credit reports.

On my credit file for callcredit the default is listed every month since it defaulted. Where as equifax it has a big D where it defaulted and that is it. Should I be concerned about this? Will...

RBS - Customers Hit By New IT Glitch

This is a duplicate of the Blog Entry made on 7th March 2013 08:56.

RBS, NatWest and Ulster Bank face fresh embarrassment over disrupted banking services, months after being hit by an IT meltdown....*More here...

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