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  • mauijim
    started a topic Capital One sold debt to Cabot
    in DCA's

    Capital One sold debt to Cabot

    Hi all

    MJ is alive and well

    Today 19/10/15 I had a letter from Capital One informing me my account had been sold to Cabot. I had not heard from them since March 2015 when they sent a statement of activity e.g. Nada! The stopped chasing me because they had no CCA and so basically...
    See more | Go to post
  • AAD News Feed
    started a topic Charities welcome change to HMRC’s debt recovery powers
    in AAD News Feeds

    Charities welcome change to HMRC’s debt recovery powers

    Charities welcome change to HMRC’s debt recovery powers

    This is a duplicate of the Blog Entry made on: 16th October 2015 16:03
    Debt advice charities have welcomed a change to the Finance Bill on HMRC’s new power to recover debts directly from personal bank accounts. The amendment
    ...
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  • Admax
    started a topic Wescot Shenanigans...
    in General Debt Matters

    Wescot Shenanigans...

    Hi All...

    I'll try to be as brief as I can with this one

    In may 2012 I closed my business and was left with a number of debts. One of them was a Barclays Bank business overdraft of £10,000 for which I was a personal guarantor. When the business closed, I contacted Barclays...
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  • Disastra
    started a topic Sudden lpa receiver threat after 5 years of regular monthly payments
    in Debt & Housing

    Sudden lpa receiver threat after 5 years of regular monthly payments

    Hi,

    In 1999 I bought a business which came with an attached house. Sadly in 2009 I had to admit defeat after running up credit card and overdraft debt attempting to keep it going and closed the business down. I had a commercial mortgage loan. (I have just found old paperwork that calls...
    See more | Go to post
    Last edited by Disastra; 18 September 2015, 14:24. Reason: New info
  • Madsquiz
    started a topic Merchant Rip offs
    in Unenforceable Credit Agreements

    Merchant Rip offs

    Joined this site after seeing others fall victim to this scam. Just had a red letter from sovereign debt recovery services - part of merchant rentals threatening us with court. Do we fight? Have already sent MR a formal complaint citing unfair terms, cca breaches and have got FSA and ombudsman involved....
    See more | Go to post
  • Deepie
    started a topic Outlook keeps asking for Network password
    in Home Computing, Laptops & Tablets

    Outlook keeps asking for Network password

    Turned on my laptop this morning....

    Went to look at my e mails and Outlook keeps asking for my Network Password

    When I enter my password and press OK the box keeps popping back up ....not able to receive or send e mails

    Help please .........
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  • AAD News Feed
    started a topic HMRC clarifies VAT charges on commercial rent recovery
    in AAD News Feeds

    HMRC clarifies VAT charges on commercial rent recovery

    HMRC clarifies VAT charges on commercial rent recovery

    This is a duplicate of the Blog Entry made on 21st August 2015 15:12.

    Debt recovery agency Debt Squared Group has been given clearance by HMRC on the lawful application of VAT on commercial rent arrears recovery (CRAR)......
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  • AAD News Feed
    started a topic Co-op dodges massive fine over £1.5bn 'black hole'
    in AAD News Feeds

    Co-op dodges massive fine over £1.5bn 'black hole'

    Co-op dodges massive fine over £1.5bn 'black hole'

    This is a duplicate of the Blog Entry made on 12th August 2015 10:41.

    *because it would harm the bank's recovery* The Co-operative Bank has escaped a huge fine in spite of shambolic management that led to its...
    ...
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  • sezzalenny
    started a topic Unenforceable Diary
    in Unenforceability Diaries

    Unenforceable Diary

    Righty ho,

    So my ex partner and I consolidated our debts with payplan about 6 years ago - we've been paying off monthly amounts since then. The recent sale of our house has left a small amount of money which we were looking into making settlement offers...this lead to a conversation with...
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    Last edited by sezzalenny; 13 September 2015, 11:52.
  • AAD News Feed
    started a topic HMRC extends use of DCAs
    in AAD News Feeds

    HMRC extends use of DCAs

    HMRC extends use of DCAs

    This is a duplicate of the Blog Entry made on 13th July 2015 15:11.

    The Treasury has announced a series of tools for HMRC improve tax credit debt recovery – including extended use of debt collection agencies (DCAs)....

    Click to Read...
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  • AAD News Feed
    started a topic Cabot buys litigation firm
    in AAD News Feeds

    Cabot buys litigation firm

    Cabot buys litigation firm

    This is a duplicate of the Blog Entry made on 2nd July 2015 14:37.

    Cabot Credit Management (CCM), the UK’s largest debt purchaser, has acquired debt recovery litigation firm Mortimer Clarke Solicitors. The deal...

    Click to Read Mo...
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  • AAD News Feed
    started a topic Ascent acquires P&A Receivables
    in AAD News Feeds

    Ascent acquires P&A Receivables

    Ascent acquires P&A Receivables

    This is a duplicate of the Blog Entry made on 1st July 2015 18:07.

    Legal debt recovery firm Ascent has acquired the commercial collections division of Sheffield-based P&A Receivables Services. The deal is Ascent’s...

    Click...
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  • AAD News Feed
    started a topic Bankruptcy changes will “hit councils hardest”
    in AAD News Feeds

    Bankruptcy changes will “hit councils hardest”

    Bankruptcy changes will “hit councils hardest”

    This is a duplicate of the Blog Entry made on 16th June 2015 15:06.

    Local councils and housing associations will be hit hardest by an imminent hike to the threshold for a creditor’s bankruptcy petition, an accountancy......
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  • Spud
    started a topic Spud v MKDP ( Barclaycard) - LBA Received
    in Unenforceable Credit Agreements

    Spud v MKDP ( Barclaycard) - LBA Received

    I have a feeling I might need a bit of help from my beloved AAD family as it looks as though things are going to start to ramp up with one of the accounts MKDP own.


    I came home today to a lovely letter from MKDP headed “ Notice of Intended Legal Action”- Basically it...
    See more | Go to post
    Last edited by Spud; 4 June 2015, 20:56.
  • nanna58
    started a topic bios loop
    in Home Computing, Laptops & Tablets

    bios loop

    OK after son spending couple of days trying to sort GS tablet PC no joy.GS thought he would download windows 10.ahhhhhhh. Now
    Can't access to uninstall says stuck in BIOS loop pls any pointers, cant buy another hundred quid Christmas gift no way,assume gtee won't cover as its not a manufacturing...
    See more | Go to post
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