500 results in 0.0030 seconds.
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Little woods extra care 500 after account been sold to a dca
Hi people from looking at previous posts I decided to double check through my sar request from littlewoods and found that I had this extra care 500, payments were taken of various amounts a month until I defaulted on the payments. Just at a glance the amount comes to about £1100. My question is as... -
Card protection payment reclaming
Hi
I've just received my SAR for my barclaycard and there is no PPI, but there is card protection insurance. The statements only start from 2009 (although the card application started in 2006) and up until 2012 (1 year after I defaulted), they were still taking the payment. When each... -
Capquest trying to pull a fast one
Hi there AAD
hope you can advise me. A few months ago out of the blue
I received a letter from Capquest re an old nat west credit card
that I know for sure defaulted in 2009. However nat west was not mentioned in the letter
the client was named as arrow global. I duly... -
Letter from Capquest re: old Capital One debt
Hello all,
Newbie here
After having had no contact with Capquest for a few years, I have received a letter from them regarding an outstanding Capital One credit card debt. Although I am aware of the debt (it is a defaulted account from 2008) the letter read almost like... -
Advice on having small debts written off while on sick
Hello
this is my first post here
currently i have 12 creditors and the balance on 8 of them are all under £150, with me being off work currently due to health reasons i was wondering if its worth writing to these creditors and asking if they will write the debts off due to... -
Last payment made June 2010, default date 2013?
Hi I'm hoping someone can help, I've looked over several boards and sites but cant get it clear in my head what to do.
in early 2009 I took a car on hire purchase, in early June 2010 my life fell apart, I had to end a 10 year relationship, walk away from my home, was homeless for 9 months... -
Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with... -
Halifax CCA, application form & reconstructed CCA.
Hi I'm in need some some advice, I've put my Halifax credit card account into dispute, as I've requested a CCA and in return received a reconstructed copy along with an application form that looks like a spider has called across it! I can't understand any of the information on application form, I'm... -
Nationwide unwilling to correcting credit history around partial settlement
Hi
I came across your forum and hope you are able help.
I tried searching on your blog but could not find anything specific to my issue.
I am waiting on Nationwide ringing me back this evening, so I am hoping you have time to respond to me before then
I understand you are... -
Remortgaging possibilities
Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?
Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K... -
S B Credit card and bank account threatened to pass to Howard Cohen
I have a credit card and a bank account both were HSBC. They were defaulted in 2008 and then sold to MKDP. I had not heard anything from HSBC and just the odd letter from MKDP until Hoist Portfolio took over MKDP and I have ignored the letters from Hoist since. The last payment to both accounts were... -
Staying under the radar or not
Hi All,
I want to share my experience, I know the general advice here is to stay low, and don't alert anyone you are still alive but I had to. I did this for at least two years but then I moved address, I only have Coop basic account, and my mobile phone, and the debtors found me in my... -
Charlee UE Diary
MBNA Credit Card
Date commenced: Approx. 2009
Approx Balance £2940
Date last paid April 2016
Defaulted May 2016
Account owner MBNA
Requested CCA and they supplied a signed agreement showing that the card was taken out in 2009. -
Defaulted 4 years after last payment!
Hi AAD
How would someone go about challenging a default that was placed on their CRF 4 years after the last payment made?
From reading up on here, defaults seem to be placed between 3-9 months after last payment.
it was originally believed that this debt had already... -
EmptyPurse Diary
Background Post
I have 3 creditor accounts in default. Last payment made was April 2014 to the original creditors not DCA- which defaulted in Oct / Nov 14
Egg/ Barclaycard / now Hoist from 2002 Balance 6.5k
Natwest OD account opened in 1992 -approx. Balance 3.5k...
