Hi amberashjess and welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

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We don't bite, Help will be on its way,...

I wonder if someone can help point me in the right direction.

My cousin has MS, and on top of this, has been struggling with depression for many years. My aunt has recently moved in as my cousin's mental well being has deteriorated to such an extent that she is now suicidal
...

I have a colleague who has a joint council tenancy with her ex. They have been living in the same property for many years even though their relationship has broken down; she sleeps in the same room as her 20 year old daughter. The ex is an alcoholic, takes drugs and doesn't work.
Colleague has...

Hello AAD members this is the start of my diary-hope i set it out correctly.

Bit of background, I am currently suffering with anxiety and depression and on IB and have been for a number of years now, my partner works part time and is on a DMP with Payplan, we have two children, house is...

Hello!

I'm looking for some help in getting a couple of defaults removed from my credit record. They are registered with Lowells, I honestly don't ever recall being notified of any defaults on these occasions being filed against me.

My husband and I are desperate to buy our...

Hubby been on IB for many years now due to accident causing horific Spinal injuries and 3 unsuccessful spinal surgeries. Can anybody tell us if they decline Hubby's ESA50 application and we appeal does he lose his benefits while we are appealing....know I'm looking into the future, but with the results...

Ok a little background for you, have been suffering with depression and anxiety for past two years, got dismissed from my job in july 2013 on capability grounds due to me having 18 months signed off.

It seems I have done some work towards UE and got quite confused. I will post the 4...

Hey, a friend of mine has managed to get herself into a right pickle.

When she was 17 she applied for accounts with Littlewoods and Orange and changed her age by a year to qualify.

She now has 4 outstanding debts totalling ~£2000 and she is on a DMP which is unaffordable,...

Hi all,

I have been using another forum, but a friend has recommended here as I was struggling to get any help.

I am claiming PPI and unlawful charges from GE Money on behalf of my father. His loan was taken out in 2002 so pre-CCA.

I have done SAR so got...

Hi

Brief resume.

My husband was made bankrupt May 2009 discharged a year later.
At the time we held an account with EON this was included in the bankruptcy. Once he was made bankrupt the account went from joint names into my name. Have not heard anything from...

Oh dear... more work-related problems. This is a little tricky to explain but here goes.....

My workplace offered us a healthcare policy about 2 years ago, which is free to us as it's paid by work on our behalf.

In September I got a new position in a different place but under...

I helped a friend to make three PPI claims against NatWest - two for loans and one for a credit card. The loan claims were upheld and paid-out, the credit card was refused.

I appealed to the FOS who have written to say they are, "not upholding the complaint".

It...

Hi folks

I had more blood work done yesterday (fastings) due to some abnormalites last Nov).
As some of you know I was prescribed statins 3 months ago, I was told to perservere with cramp pains which did get milder in the end.
This was prescribed for cholesterol reading of...

Hello,

In February of 2010 I got into debt problems with Halifax after I lost my job and ended up with an overdraft of £4500 that I couldn’t pay and the debt became defaulted. I moved house shortly afterwards and stupidly decided to ignore it. I got a couple of letters from Wescot...

Duncan Smith condemns tax credits as 'not fit for purpose'

This is a duplicate of the Blog Entry made on 31st December 2012 17:33.

The work and pensions secretary has attacked the tax credit system put in place by Labour, saying it had resulted in "a sorry story of...