I have just had it confirmed officially (after many years) that my pension policy I bought in 1987, and about to mature in March this year, has restrictions in it which were
not told to me.

Specifically I was quoted, back then, 'potential' retirement pension of over £15k..then other...

State pension: 'Only 45%' to get full new payout

This is a duplicate of the Blog Entry made on 12th January 2015 15:26.

*Only 45% of new pensioners will be entitled to the full, new, flat-rate state pension in the first five years of the system, government figures...
...

Remember no cash prizes now, just the honour to be added to the winners list, so who will be winner No. 17? [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/icon_beer.gif[/img]

So far the winners have been...

1. Di
2. Diddles
3. IF
4. Vossy...

Uk citizen, now retired and living in Asia, I have about 30k debt spread around 5 creditors, have not been able to pay anything for past 6 months creditors have been ok about that. Have kept them informed as to situation, and addresses in Asia.
Planned to go bankrupt in Uk , but could not raise...

Today I received an email from "contact from ruthbridge.com " saying they are acting on behalf of their client 'Cabot Financial' and asking me to confirm an old address in UK. I did a search on ruthbridge.com and they are a debt recovery business.
I recently informed Cabot Financial...

The luxury retirement homes that feel like hotels

This is a duplicate of the Blog Entry made on 7th September 2014 08:57.

Rich pensioners targeted in new breed of retirement homesMargaret Thatcher famously moved into The Ritz when she could no longer manage the stairs......

I recently signed up to an Assured Tenancy Agreement for a flat in a retirement development and I have a few queries relating to Terms and Conditions in the agreement and queries since imposed by the letting agent. I can find lots of information on Assured Shorthold Tenancy Agreements but nothing on...

Hi
I've been reading quite a lot and have a couple of questions please ...

Firstly, has anybody ever had any success with arguing un-enforceability on the grounds that the Terms and Conditions aren't easily legible? The printed copy provided has typing so small that it has to be read...

Hi, We are considering a trip to the USA next year. We intend flying into XX and doing a loop around USA, flying back from original destination. We need to hire a car, and have been told that this will be difficult without a credit card. We don't have one, and we wouldn't get one. Has anyone had...

Can anyone help me with this?
I've been looking through my State Pension Statements pre-2010 and have one dated 2005 stating that my State Pension, once reaching State Pension Age, would be £79.60 plus an additional pension of £25.41. I am assuming this was based retiring at 60.
...

Text message received yesterday from this company followed by letter today. Never heard of them !! According to Companies house reg number is SC460458, also says "newly incorporated, different address on website to reg one. Anyone know who they are please?

The thing that struck me about this report is that the majority of young adults who are still living with their parents are men. Maybe something to do with not knowing how to work a washing machine [img]http://www.smileys.newbeginningsnetwork.com/piwigo/galleries/HOME_AND_PEOPLE/housework/machinelaver.[/img]...

State pension plans 'unaffordable and irresponsible'

This is a duplicate of the Blog Entry made on 8th January 2014 09:46.

Government plans to increase spending on state pensions have been criticised as "unaffordable and irresponsible" in a report by a free market...

RBS/NatWest promise: 'We will compensate for glitch'

This is a duplicate of the Blog Entry made on 3rd December 2013 13:29.

*The banks issued a grovelling apology for Monday's systems fiasco and invited customers to detail 'out of pocket experiences'* RBS executives......

A recent ruling by the Financial Ombudsman in favour of a retired couple held that Black Horse should have taken their future retirement income into account when granting a loan.

The secured loan was granted 2 years before retirement, and the Glasgow couple were facing repossession after...