I have been reading up on CRAs one thing I noticed was that equifax say linked address are places you have lived.


What is a linked address?

The reason why i find this interesting is because i have a number off linked address that i have never lived at i gave the...

Hi everyone - I'll be as brief as possible. Last July I recd a call from NW asking if I'd be happy to reduce my overdraft, that I could do it at £50 per month. I;ll just remark here that i wasn't in an unauthorised o/d or anything. So i agreed but before doing so particularly made the point to the...

Helping a friend reclaim credit card charges from Citi (formally The Associates). The account defaulted some years ago and sold to Hillesden DLC with an outstanding balance around £620. Got hold of statements from Citi going back to 2001 when the account was opened. late payments / overlimit charges...

US debt buyer acquires Mac Hall

This is a duplicate of the Blog Entry made on 17th January 2012 18:47.

US debt buyer Portfolio Recovery Associates (PRA) has entered the UK market with the acquisition of Mackenzie Hall Holdings. Under the terms of the...

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Hi guys,

My parents took out a 2nd mortgage with Avco Trust plc in 1998. They were told they had to take PPI even with paperwork which said optional.

My dad had medical history and obviously wouldn't be covered for this. His job provided 6 months full pay and 6 months half...

Hi,
Thought I had better do a diary of my dealings with Citi card so here goes:

Balance now: £10048 (was about £7000 before everyone added on their bit of charges).
Default notice served Jan 2010
CCA request sent Nov 2009 – never received reply only lots of...

Hi guys,

i just got my credit report and have lots of questions, so starting this thread and will post questions as they come to me so hopefully you can all help me understand everything and for future reference for new users etc.


1. How long do financial associates...

HI

I have a slightly different question, I put in a request for a copy of our credit agreeent and they finally produced one after about 7 months. We keep paying the card during this period but my question is as we where in dispute did we have to? I know that theoritically we didn't have...

i have a 44k debt and am with the cccs at the moment. i own a house with 10k equity. my dads on the mortgage so worried anything i do will affect his credit rating. what can i do???

Hi sorry to jump on thread but i have received the same and just had a phone call from Cabot saying they now own account?...