Hi,
I have just received a reply to my CCA request from OPUS/(Old Citicard acc).
In the documents they sent to me, there is someone elses CCA response.
The first name of this other person is Geoffrey, so if he is a member, maybe there is a way to verify if it is his.
Not...
171 results in 0.0028 seconds.
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Received someone elses CCA reply
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Jet Set Willy's UE Diary
Hi all, i will try not to bore you and and be straight to the point. Quick background first.
Got a few debts but only disputing two at the moment (MBNA / KAYS) due to it being the biggest and most crippling! Others are two loans which are finishing inside 18 months and are quite new so...Last edited by jet set willy; 30 November 2011, 18:15. -
ScotCall and Orange
ayoop! (Thats northern for hello by the way
)
Afraid you're going to see a few threats from me as i try to clear several debts that are following me around.
The second one i'm dealing with is ScotCall Debt Collecting Services for an unpaid orange phone bill dating... -
Is it worth it?
My Diary can be found here: ---> FiscalFool's UE Diary - and General Journal!
Hi, new poster
Been a long time reader and occasional poster over at MSE, until SunnyLooLoo sent me a link for here !
My finances are in a mess! I'm currently in a DMP with PayPlan,... -
Northern Rock
I paid Eastleys Solicitors in Paignton to challenge the enforceability of my loan with Northern Rock. They claimed there were breaches in my original loan agreement, however, they also said this about a HSBC loan I had but were actually proved to be incorrect by Niddy.
Here is a copy... -
Unenforceable Loans
Hi all
I started the unenforceable loan process with RBS in Jan 2010, I have written confirmation that the RBS cannot enforce my loan through the courts. After a few months of quiet I have received a letter asking me to return to them a list of all my income and outgoings with a suggestion... -
Complete List of DCA's & Their Solicitors
This thread is work-in-progress - But we need your help!
Please do us a favour and check any letters you've had from a DCA or solicitor and post the following details:
- Name of Company
- Address
- Phone
- Fax
- Website
- Original Creditor (lender)
I will then update...Last edited by Never-In-Doubt; 27 January 2011, 00:16. -
Unenforceability - next step..
Hi team,
(Sorry this probably has been asked 1000 times already)
Does anyone know what happens 6 years after default, and there is still an outstanding balance but no payments being made as the creditor has not supplied a CCA. I keep getting correspondence from DCA's and once I send them... -
Fairfax solicitors
I went into an Iva with payplan in 2004, it did fail about two years later. Since then, I ignored requests from fairfax solicitors as I moved home and didn't receive anything.
About six months ago, the wrote to me and ask me for payment. I did make a few because I was scared until I realised i... -
Nightmare with Cabot!
Hi Folks. Looking for a bit of advice! My partner has a debt with a credit card which has been transferred from the original bank to Cabot. I have gone through the unenforceability chart and we did receive a photocopy of the original credit agreement, so they say, its completely unreadable and they... -
Halifax BOS Debt & me
Greetings i currently have a credit card debt of about £7,195, the original creditor was with Halifax and since march 2010 my account was passed onto Blair Oliver & Scott debt collection agency.
During September this year BOS demanded that i increase my payments to which i told them... -
Barclaycard Help Please
Hello,
When Barclaycard took over Morgan Stanley's CC i was one of them accounts when i found oout about the unenforcability i thought i would try it on this account and Barclaycard ahve admitted they do not have my original agreement and have since provided me with a reconstitutued version of... -
Barclaycard getting stroppy part 2
Hi
Sent Barclaycard a cca request They sent Terms and conditions and unsigned agreement and passed onto Mercers - I replied with attachment. Mercers have passed onto Resolvecall who made a doorstep visit today. I was answering door to postman when the man appeared and asked for me l told... -
Lloyds tsb no CCA received now CCJ received Please help me
Hello , I have been sent here from m.s.e really hope Never in Doubt and the other experts can help.
My background is we have been in debt for several years with mortgage arrears and secured loan arrears but thanks to forums like this we have sorted most of our affairs and are slowly paying... -
bobogosing's UE diary
Hello, here are my 5 creditors.
MBNA Visa
Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears
Not send CCA
MBNA Vi...