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  • #1

    Barcalys telling porkies?

    I opened a barclays basic account and have jsut had a phone call saying that if i dont have direct deposits into it then they will close it claiming its a dormant account


    I'm sure thats rubbish as dormancy is usually 12months no usage aint it?
    I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

    Life is full of Ups and Downs. Shame it just aint simple.
    Tags: account, atm, bank, barcalys, barclay, barclays, basic account, bba, card, credit, credit card, daily, debit, debit card, deposits, dormancy, jsa, letter, letters, paid, phone, rights, saving, savings, small, withdraw
  • #2
    Re: Barcalys telling porkies?

    I can't even think to believe that you would suggest Barclay's tell porkies




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    • #3
      Re: Barcalys telling porkies?

      i should put that this account is only a month old
      I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

      Life is full of Ups and Downs. Shame it just aint simple.

      Comment

      • #4
        Re: Barcalys telling porkies?

        Can't you have your JSA paid into it? Or if that's being paid into another account set up a DD to transfer some of it into the Barclays account.
        Let your smile change the world but don't let the world change your smile

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #5
          Re: Barcalys telling porkies?

          a bank can restrict and/or limit functionality at their leisure.

          You have no rights.

          Seriously though, if you opened an account and never ever deposited the opening value then they will close it at some point, usually within 90 days.

          If you made the opening deposit, they can still close it whenever they like, giving the standard BBA 30 days notice.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #6
            Re: Barcalys telling porkies?

            Originally posted by Never-In-Doubt View Post
            a bank can restrict and/or limit functionality at their leisure.

            You have no rights.

            Seriously though, if you opened an account and never ever deposited the opening value then they will close it at some point, usually within 90 days.

            If you made the opening deposit, they can still close it whenever they like, giving the standard BBA 30 days notice.
            they sed it needed £20 deposited which i have done (and spent) but i felt that after that there was no need to use it "daily"
            I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

            Life is full of Ups and Downs. Shame it just aint simple.

            Comment

            • #7
              Re: Barcalys telling porkies?

              Originally posted by kilasuit View Post
              they sed it needed £20 deposited which i have done (and spent) but i felt that after that there was no need to use it "daily"
              When you deposited £20, did you withdraw it within a couple of days......
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #8
                Re: Barcalys telling porkies?

                its been basically a little saving debit card haven for this last month.

                I've used the debit card for a few small things here and there

                there is still 8p left in it atm
                I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

                Life is full of Ups and Downs. Shame it just aint simple.

                Comment

                • #9
                  Re: Barcalys telling porkies?

                  Well the account is still open with no letters or such saying it will be closed.

                  Now its gonna be an instant access savings with debit card functionality.
                  I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

                  Life is full of Ups and Downs. Shame it just aint simple.

                  Comment

                  • #10
                    Re: Barcalys telling porkies?

                    Sorry to hi-jack your thread, but something similar happened to me back in 2008.
                    Sainsbury's credit card sent me an application for a 0% card out of the blue. Applied, granted and received the card few weeks later.
                    Less than two months later, letter received effectively saying "if you have no intention of using it we will close the account"....
                    When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

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