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  • #1

    Hi Everyone

    Hello everyone
    after having my head in the sand for too long - action now taken. DMP with StepChange started to be organised in the last few days so onwards and upwards towards changing my life
    I am sure some of your advice / help will be invaluable in the coming months
    Cheers
    Paul
    Tags: action, advice, april, comi, debt, debts, dmp, guidelines, help, life, list, organised, rules, safe, size, stepchange, ue diary, unenforceability, unenforceable
  • #2
    Re: Hi Everyone

    Your in safe hands now Paul - welcome




    Comment

    • #3
      Re: Hi Everyone

      Hi Paul,
      Welcome aboard!
      When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #4
        Re: Hi Everyone

        Hi helpatlast and Welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

        We don't bite, Help will be on its way, whatever your circumstances.

        Best wishes from all at allaboutFORUMS
        IF...x
        Last edited by IF; 28 January 2013, 15:43.
        "If wishes were horses, beggars would ride"

        Comment

        • #5
          Re: Hi Everyone

          hi Helpatlast,
          Before you commit to a DMP (although you can quit at any time) have you looked into the possibility of any of your debts being unenforceable (usually the pre April 2007 ones)

          Have a look at the Unenforceability threads and diaries and if you want to give it a try give us a shout and we'll help you start your own UE diary.
          Unenforceability - allaboutFORUMS

          Just a thought, but whichever way you want to go we'll help

          Elsa x

          Comment

          • #6
            Re: Hi Everyone

            Hi and welcome
            Let your smile change the world but don't let the world change your smile

            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: Hi Everyone

              WELCOME from me too

              SH

              Comment

              • #8
                Re: Hi Everyone

                Hi and welcome

                Your certainly in the right place
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #9
                  Re: Hi Everyone

                  Originally posted by Undercover Elsa View Post
                  hi Helpatlast,
                  Before you commit to a DMP (although you can quit at any time) have you looked into the possibility of any of your debts being unenforceable (usually the pre April 2007 ones)

                  Have a look at the Unenforceability threads and diaries and if you want to give it a try give us a shout and we'll help you start your own UE diary.
                  Unenforceability - allaboutFORUMS

                  Just a thought, but whichever way you want to go we'll help

                  Elsa x
                  Just to reiterate this post.....
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                  Comment

                  • #10
                    Re: Hi Everyone

                    welcome from me too , this is the best place to be
                    Last edited by Spent2much; 4 February 2013, 10:57.
                    _______________________________________



                    Comment

                    • #11
                      Re: Hi Everyone

                      helpatlast's thread is here ----- > DMP - allaboutFORUMS
                      "If wishes were horses, beggars would ride"

                      Comment

                      • #12
                        Re: Hi Everyone

                        Hi and welcome
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

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