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Re: SXGuy's UE Diary
Thanks guys, you are all correct, i know.
Im glad i have you guys to bring me back down and see sense.
Thanks guys, you are all correct, i know.
Im glad i have you guys to bring me back down and see sense.
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: SXGuy's UE Diary
Hey guys, little update
Natwest have replied to my 2nd no signature letter sent to them. This time they havent returned the PO but have sent a letter saying
"sorry to see you are unhappy with our service, we have refered the matter to our complaints department and will write to you by 21st November"
They have also enclosed their complaints procedure leaflet lol
How hard is it for them to just send the CCA or admit they dont have one, these guys are beyond stupid.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
Very hard if they don't have one, impossible for them to admit the fact.Originally posted by SXGuy View Post
And yes, they are beyond stupid, been on the Nat West letter merry go round for a little while myselfComment
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Re: SXGuy's UE Diary
Its crazy though, two natwest accounts, one admitted UE and dropped it, the other just keeps going round in circles, no standard procedure with these idiotsOriginally posted by Bricktop View PostI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
Update, woke up today with some really shitty post.
DLC RE MBNA have actually sent the CCA, took them nearly a year.
Appears to all be kosher, but will email Niddy anyway.
If Niddy finds it enforceable i need to decide what to do, as DLC have been quite heavy handed with threats of CCJ's and CO's and i believe they are likely to apply for one even if they agree a monthly repayment.
So if Niddy confirms enforceable, i wouldnt mind some opinions from you guys about what i should do with this, and the best options ive got.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
Tell me about it.
Was the first account i went down UE route with as well!
Will wait for niddys response, see what we can do.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
can we stop getting harassed until Niddy actually looks at decides whether or not it's UE or not, then we'll get a plan. Mr D and I have seen DLC off with a very large slightly UE so hold on until you know what's what. They are very good at threats, but that is about it.Comment
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Re: SXGuy's UE Diary
My MBNA agreement looked kosher to me...but Niddy said it was UE.
However, there do seem to be a lot of court proceedings being issued on behalf of MBNA at the moment.
Wait until Niddy's seen the cca
Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
Sounds like a good idea to me! dont worry im not stressting just disapointed they found "something" to chuck at us lolOriginally posted by MrsD View Post
Yep that had crossed my mind also, its like they discovered an old hard drive lurking in their basements lolOriginally posted by Pixie View PostMy MBNA agreement looked kosher to me...but Niddy said it was UE.
However, there do seem to be a lot of court proceedings being issued on behalf of MBNA at the moment.
Wait until Niddy's seen the ccaI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
Well, i said the other day i woke up to some real shitty post....
Well today, i woke up to an email from Niddy, which made it all better!
MBNA IS
The prescribed terms mention clause 9.4 which is MISSING from the agreement and the T's & C's
Im so happy!I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
What did I tell you...?Originally posted by SXGuy View PostWell, i said the other day i woke up to some real shitty post....
Well today, i woke up to an email from Niddy, which made it all better!
MBNA IS
The prescribed terms mention clause 9.4 which is MISSING from the agreement and the T's & C's
Im so happy!
Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
whoopy doooooo xxif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: SXGuy's UE Diary
och I'm not going to say it!!!Comment
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Re: SXGuy's UE Diary
Go on, you know you won't be satisfied until you do!Originally posted by MrsD View Post
Congratulations, mate, I was really hoping it was going to turn out this way.
SHComment
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