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MJR001 UE Diary

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  • Re: MJR001 UE Diary

    Originally posted by Never-In-Doubt View Post
    Good luck
    Hi Niddy, have sent you a pm

    M

    Comment


    • Re: MJR001 UE Diary

      Originally posted by mjr001 View Post
      Letter received from Shoosmiths, uploaded for easier reference.
      Starting to get heavy, would it pay to upload the CCA that was sent previous to Niddy for a further check of what they sent previous.

      Any ideas what to send these next ?

      M
      After sending the CCA terms to Paul, he has said the same as what I thought. The terms are very hard to read as the original was pink writing on white paper, I altered the contrast to black writing but still very hard to read so Paul said he cannot comment on the terms.

      Any ideas what I should send Shoosmiths due to the letter they sent last week.

      M

      Comment


      • Re: MJR001 UE Diary

        Point out illegible to them and ask for a legible copy,
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • Re: MJR001 UE Diary

          Originally posted by mjr001 View Post
          After sending the CCA terms to Paul, he has said the same as what I thought. The terms are very hard to read as the original was pink writing on white paper, I altered the contrast to black writing but still very hard to read so Paul said he cannot comment on the terms.

          Any ideas what I should send Shoosmiths due to the letter they sent last week.

          M
          not a template thats for sure

          you need to make it clear that what you have been provided per your s78 request is illegible

          Did you ever sign any documents when the card was provided? very important as s78 does not need a signed agreement to be complied with

          Comment


          • Re: MJR001 UE Diary

            Originally posted by Paul. View Post
            not a template thats for sure

            you need to make it clear that what you have been provided per your s78 request is illegible

            Did you ever sign any documents when the card was provided? very important as s78 does not need a signed agreement to be complied with
            The only documents I signed was the application, which i sent to you. It was the only part of the documents they sent which was an average to read copy

            M

            Comment


            • Re: MJR001 UE Diary

              well ok then i cant read that either but i note i can make out the reference at the top to it being a Credit Agreement Regulated by the Consumer Credit Act 1974.

              id need to see if there is any reference to terms and conditions anywhere within the document.

              Comment


              • Re: MJR001 UE Diary

                Originally posted by Paul. View Post
                well ok then i cant read that either but i note i can make out the reference at the top to it being a Credit Agreement Regulated by the Consumer Credit Act 1974.

                id need to see if there is any reference to terms and conditions anywhere within the document.
                would you like me to e-mail you a better copy of the application, the one i sent through last time was through the PM and i think it downs the quality

                M

                Comment


                • Re: MJR001 UE Diary

                  Originally posted by mjr001 View Post
                  would you like me to e-mail you a better copy of the application, the one i sent through last time was through the PM and i think it downs the quality

                  M
                  please if you can

                  Comment


                  • Re: MJR001 UE Diary

                    Originally posted by Paul. View Post
                    please if you can

                    Have sent it through to you Paul, many thanks

                    M

                    Comment


                    • Re: MJR001 UE Diary

                      Originally posted by mjr001 View Post
                      Have sent it through to you Paul, many thanks

                      M
                      ok, so what was set out on the rear?

                      the application refers clearly to terms overleaf

                      Comment


                      • Re: MJR001 UE Diary

                        Originally posted by Paul. View Post
                        ok, so what was set out on the rear?

                        the application refers clearly to terms overleaf
                        On the pages of terms i sent you, one of them says at the top - reverse of application

                        M

                        Comment


                        • Re: MJR001 UE Diary

                          Originally posted by mjr001 View Post
                          On the pages of terms i sent you, one of them says at the top - reverse of application

                          M
                          that isnt what i asked though.

                          can you tell me what was on the rear? what did they send when you signed the agreement

                          Comment


                          • Re: MJR001 UE Diary

                            Originally posted by mjr001 View Post
                            On the pages of terms i sent you, one of them says at the top - reverse of application

                            M
                            which is strange how the page that says "reverse of application" has my name and address typed at the top, when the apllication form is a standard "fill me in form"

                            M

                            Comment


                            • Re: MJR001 UE Diary

                              Originally posted by Paul. View Post
                              that isnt what i asked though.

                              can you tell me what was on the rear? what did they send when you signed the agreement

                              to be honest, I cannot remember if anything was on the rear of the page or not. I only assumed there was as the page says reverse. It was that long ago, i dont remember

                              M

                              Comment


                              • Re: MJR001 UE Diary

                                I have drafted a letter to send to Shoosmiths, just wanted to check that this would be sufficiant for illegibility

                                I refer to your letter dated 02/11/2012 regarding the copy of the executed agreement. I have twice now received documents from RBS, both of which are the same, the copies I have been sent which were on 16/05/2012 and 08/06/2012 were of that poor quality I deem them to be illegible.

                                All I have asked is to forward me documents, which are easily legible, surely getting the original documents, photocopying them to a readable standard and sending them to me is not too much to ask.

                                I look forward to your reply in due course.
                                Regards

                                M



                                Any advice or additions welcome
                                Last edited by mjr001; 13 November 2012, 07:48.

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