MJR001 UE Diary

[mjr001]

Re: MJR001 UE Diary

Account No3

RBS - Mint

Start Date : Approx August 1998
Balance as of 15/06/12 : £11,200
Last Full Payment : 01/01/2012
Status : Payments Stopped

March 24th 2012 - CCA request sent to RBS
April 17th 2012 - Letter from Power2Contact, please re-establish connection with RBS regarding account otherwise doorstep visit.
April 18th 2012 - Doorstep visit template sent to Power2Contact
April 27th 2012 - Doorstep visit from Power2Contact, wife told caller to put card through letterbox and leave.
April 29th 2012 - Letter sent to Power2Contact about doorstep visit - Injunctive relief order template sent.
May 8th 2012 - Letter from Mint, default notice, please pay now
May 23rd 2012 - Letter From Mint, CCA Recieved, Will Upload to secure area to check.
May 26th 2012 - Niddy said CCA missing prescibed terms letter sent
June 15th 2012 - Letters from Triton, demanding payment and also RBS sent another CCA of really poor quality which is the same as last time
June 25th 2012 - Letter from Triton, demanding full payment by cheque otherwise further action will be taken
June 26th 2012 - Account in Dispute letter sent to Triton
July 30th 2012 - Letter from Triton - Notice of legal proceedings letter received
July 30th 2012 - Letter sent to Triton - Threat o gram before action template sent

Received this from Mint yesterday after the crappy letter I got from Triton last week, In response to the threat o gram before action letter I sent them. Any ideas what to send them next please.

M

[Pixie]

Re: MJR001 UE Diary

I would send Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received) if it were me.

That letter from Mint is nothing to worry about. I'm sure I got one very similar from Tesco CC (another RBS card) a couple of years ago (had threat of litigation form Triton a couple of years ago too )

[mjr001]

Re: MJR001 UE Diary

I would send Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received) if it were me.

That letter from Mint is nothing to worry about. I'm sure I got one very similar from Tesco CC (another RBS card) a couple of years ago (had threat of litigation form Triton a couple of years ago too )

The copy of the application form they sent did have my signature on and the template above seems to be written for a response where no signed document has been sent, should this still be sent ?

M

[MrsD]

Re: MJR001 UE Diary

the template Pixie suggests covers all the reasons, it's one I've used several times to get rid.

[mjr001]

Re: MJR001 UE Diary

They sent through a signed application form and another page which said reverse of application with my name and address typed on it. That had loads of terms on it

[MrsD]

Re: MJR001 UE Diary

Is this the same CCA that Niddy looked at and said was UE?

[mjr001]

Re: MJR001 UE Diary

He said that he did not think the terms were from the date it was taken out

[MrsD]

Re: MJR001 UE Diary

so, no problem then, I'd send what Pixie suggested

[mjr001]

Re: MJR001 UE Diary

Account No3

RBS - Mint

Start Date : Approx August 1998
Balance as of 15/06/12 : £11,200
Last Full Payment : 01/01/2012
Status : Payments Stopped

March 24th 2012 - CCA request sent to RBS
April 17th 2012 - Letter from Power2Contact, please re-establish connection with RBS regarding account otherwise doorstep visit.
April 18th 2012 - Doorstep visit template sent to Power2Contact
April 27th 2012 - Doorstep visit from Power2Contact, wife told caller to put card through letterbox and leave.
April 29th 2012 - Letter sent to Power2Contact about doorstep visit - Injunctive relief order template sent.
May 8th 2012 - Letter from Mint, default notice, please pay now
May 23rd 2012 - Letter From Mint, CCA Recieved, Will Upload to secure area to check.
May 26th 2012 - Niddy said CCA missing prescibed terms letter sent
June 15th 2012 - Letters from Triton, demanding payment and also RBS sent another CCA of really poor quality which is the same as last time
June 25th 2012 - Letter from Triton, demanding full payment by cheque otherwise further action will be taken
June 26th 2012 - Account in Dispute letter sent to Triton
July 30th 2012 - Letter from Triton - Notice of legal proceedings letter received
July 30th 2012 - Letter sent to Triton - Threat o gram before action template sent
August 11th 2012 - Letter from Mint in response to threat o gram letter I sent them, saying they have fully compiled with CCA request.
August 12th 2012 - Letter sent to Mint, Uneforcable final template sent
August 13th 2012 - Letter from Green & Co solicitors, instructed to commence court proceedings

Have just received this through, only just sent a letter to Mint, is there some sort of response template I should send to these also ?

regards

M

[MrsD]

Re: MJR001 UE Diary

i would pop off the sold in dispute to keep Greens in the picture.

[stuffthebanks]

Re: MJR001 UE Diary

Just an observation MJ....
But the date on the letter from Greens is the 8th, you received today on the 13th, and they gave you 7 days to come to an arrangement to pay......i would have thought that gave you little or no chance bearing in mind it does not state when the 7 days started from......if it were the 8th, then it leaves you with 2 days to respond......

[mjr001]

Re: MJR001 UE Diary

so should I send the sold in dispute letter as suggested with a line at the top saying "your letter dated 08/08 which I received 13/08

M

[MrsD]

Re: MJR001 UE Diary

no, just as is

[SXGuy]

Re: MJR001 UE Diary

I got a letter from moorcroft today actually, said i had 48 hours to attach and return a payment to them.

Letter was dated 11th (friday) so how they ever expected to receive anything on a Sunday is quite a joke.

[stuffthebanks]

Re: MJR001 UE Diary

Sorry to hijack your thread mate,but if they were serious about going to court, how would a judge look at letters sent to us by solicitors that are so vague on time limits....like the one you received today?????
Just a thought...