MJR001 UE Diary

[Deepie]

Re: MJR001 UE Diary

Letter from Mint today, default notice letter, please pay now, any advice as they have not even replied to my CCA request in March

Just ignore this.....only Default Notice

[mjr001]

Re: MJR001 UE Diary

Account No3

RBS - Mint

Start Date : Approx August 1998
Balance as of 18/01/12 : £9700
Last Full Payment : 01/01/2012
Status : Not Paying

March 24th 2012 - CCA request sent to RBS
April 17th 2012 - Letter from Power2Contact, please re-establish connection with RBS regarding account otherwise doorstep visit.
April 18th 2012 - Doorstep visit template sent to Power2Contact
April 27th 2012 - Doorstep visit from Power2Contact, wife told caller to put card through letterbox and leave.
April 29th 2012 - Letter sent to Power2Contact about doorstep visit - Injunctive relief order template sent.
May 8th 2012 - Letter from Mint, default notice, please pay now
May 23rd 2012 - Letter From Mint, CCA Recieved, Will Upload to secure area to check.

After waiting for ages, a big envelope finally dropped on the doorstep from these today. I will upload later today to thew secure area but basically what is in it looks like an application form, signed and dated in 1998 with my partners signature, banking and employment details at the time. There is also a page which says reverse of application,consumer credit agreement with loads of stuff on it, but is not signed and is such a bad copy I will not be able to scan it.

Then there are 5 pages of a scanned RBS Advanta terms and conditions booklet which again may be of that poor quality I may be unable to scan it.

[mjr001]

Re: MJR001 UE Diary

Account No4

RBS - Gold Mastercard

Start Date : Approx August 1999
Balance as of 18/01/12 : £5250
Last Full Payment : 01/01/2012
Status : Not Paying

March 24th 2012 - CCA request sent to RBS
May 23rd 2012 - Letter From RBS, CCA recieved, will upload to secure area to check.

After waiting for ages, a big envelope finally dropped on the doorstep from these today. I will upload later today to thew secure area but basically what is in it looks like an application form, signed and dated in 1998 with my partners signature, banking and employment details at the time. There are also pages which are titled A copy of your agreement to keep, which has my name, address, card number and credit limit typed on it, but not signed anywhere.

Then there is a page which is a letter when they sent out the card, and then a copy of the current card statement

M

[mjr001]

Re: MJR001 UE Diary

Sounds a bit like my RBS, also a signed application form from 99 with my details but no PTs and some random T&Cs from different times (but none from inception). Niddy deemed UE so it could well be the same in your case

Niddy doesn't need to see the statements of account, T&Cs or any letters, etc. just the purported agreement/application form.

Many thanks, this is the first so say CCA I have had back so am unsure what is enforcable or not, it says application form at the top, will upload as soon as I work out how to do it.

Has now been uploaded to secure section

M

[stuffthebanks]

Re: MJR001 UE Diary

After waiting for ages, a big envelope finally dropped on the doorstep from these today. I will upload later today to thew secure area but basically what is in it looks like an application form, signed and dated in 1998 with my partners signature, banking and employment details at the time. There is also a page which says reverse of application,consumer credit agreement with loads of stuff on it, but is not signed and is such a bad copy I will not be able to scan it.

Then there are 5 pages of a scanned RBS Advanta terms and conditions booklet which again may be of that poor quality I may be unable to scan it.

Strange that..after lots of messing around from Mint mine also arrived today.....

[mjr001]

Re: MJR001 UE Diary

Strange that..after lots of messing around from Mint mine also arrived today.....

Was yours also what seems like an application form and some pages of terms and conditions

M

[stuffthebanks]

Re: MJR001 UE Diary

Was yours also what seems like an application form and some pages of terms and conditions

M

Yes mine looks like an application form with another part saying it was on the back of the original form...
Lots of T/C'S...the quality is clear though...
Have sent to nidd's to hopefully give me some good news...

[mjr001]

Re: MJR001 UE Diary

Yes. That Is exactly the same as mine. Had the Rbs one and the mint one mixed up. Let's both hope they are un enforceable

M

[Never-In-Doubt]

Re: MJR001 UE Diary

Was yours also what seems like an application form and some pages of terms and conditions

M

Yes mine looks like an application form with another part saying it was on the back of the original form...
Lots of T/C'S...the quality is clear though...
Have sent to nidd's to hopefully give me some good news...

Yes. That Is exactly the same as mine. Had the Rbs one and the mint one mixed up. Let's both hope they are un enforceable

M

and in reply to you both

This is

No prescribed terms, usually you'd respond as follows: --> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

Well done

[Never-In-Doubt]

Re: MJR001 UE Diary

Yes. That Is exactly the same as mine. Had the Rbs one and the mint one mixed up. Let's both hope they are un enforceable

M

they're both the same, both

This is

No prescribed terms, usually you'd respond as follows: --> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

Well done

[mjr001]

Re: MJR001 UE Diary

they're both the same, both

This is

No prescribed terms, usually you'd respond as follows: --> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

Well done

On one of the pages that came with the application form they sent it says reverse of application in the top of page. Would this not count ?

M

[Deepie]

Re: MJR001 UE Diary

On one of the pages that came with the application form they sent it says reverse of application in the top of page. Would this not count ?

M

The devil is in the details..........:niddy

[mjr001]

Re: MJR001 UE Diary

The devil is in the details..........:niddy

Sorry if I sound really thick. I don't understand. Are you saying it has to be on the front of the form and not the back. Please bear with me.

[Never-In-Doubt]

Re: MJR001 UE Diary

Send me via email the terms and app form and I'll recheck

[mjr001]

Re: MJR001 UE Diary

Send me via email the terms and app form and I'll recheck

As soon as I get back in a little while I will email you niddy.
The problem is it says that at the top of the page, reverse of application form but it is hardly readable so I will do my best to scan it up for you.

M